Bharti Axa Investment Plans
Bharti AXA Samriddhi is a combination of a life insurance plan and a s ...Read More
Bharti AXA Samriddhi is a combination of a life insurance plan and a savings plan. This plan protects your family financially in case of your absence while also helping you save for your future goals.
The Bharti AXA Life Samriddhi Plan offers a range of benefits, including:
Visit the official website of PolicyX.com.
Click on the ‘Investment’ tab.
A new page will appear on the screen.
Fill out the form at the top of the page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.
There are various benefits of Bharti AXA Samriddhi. Let’s understand these benefits in detail:
This plan offers a 15-day free-look period to policyholders to cancel their policy if they are not satisfied. The premium paid by them would be returned to the policyholder after deducting a minimal charge.
To avoid any penalties, a grace period is offered to pay premiums without heavy charges. There is a 15-day grace period for monthly payments and 30 days for quarterly, half-yearly, and yearly payments.
You can revive your discontinued policy within five years of the last unpaid premium. However, you have to submit various required documents to revive your policy.
You can avail of a loan against your Bharti AXA Samriddhi Plan at the applicable interest rate. The minimum loan amount is Rs 15,000, and the maximum loan amount is 70% of the surrender value of the policy as of date.
If you have not revived your policy within the grace period, it will acquire a surrender value. This value is paid either at the death of the policyholder or at maturity.
Here is the list of documents required to buy the Bharti AXA Life Samriddhi Plan:
Photo ID Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
Age Proof (either of one) - Passport, Aadhaar card, PAN card, Driving license.
Address Proof (either of one) - Utility bill, passport, voter ID, ration card.
Medical Records of the policyholder if requested.
Income Proof (either of one) - bank statement, last three months' salary slips (if you are salaried).
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
The 5 most-asked questions about Bharti Axa Life Samriddhi, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
Select a company and plan for each side to see a detailed side-by-side comparison.
Rated by 66 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
Do you have any thoughts you'd like to share?
5-min consultation · No spam · No pushy sales
ChatGPT
Claude
Perplexity