Bharti AXA Life Unnati Plan

Overview

Bharti AXA Life Unnati is a two-in-one protection and savings-based life insurance policy. It is designed to offer guaranteed and non-guaranteed benefits along with protection up to 100 years of age. The plan allows you to receive income from the end of the 2nd or 4th policy year, depending on your chosen plan option, helping you meet your financial goals. It offers flexibility with multiple options to cater to diverse financial needs.

Bharti AXA Life Unnati Plan offers a range of benefits including:

• Guaranteed maturity benefit
• Choice of 4 plan variants
• Cash bonuses
• Waiver of premium
• Guaranteed income

Key Features

• Step 1: Visit the official website of PolicyX.com.
• Step 2: Hover over the ‘Life Insurance’ tab.
• Step 3: Choose the Investment plan you want to buy.
• Step 4: Fill out the form at the top of the page with the necessary details.
• Step 5: Select your income and city. Click on 'Proceed'.
• Step 6: Update your education and occupation details.
• Step 7: Choose your preferred plan and click on 'Buy this plan'.
• Step 8: Select the policy term, premium period, investment amount, and riders (if required), then proceed to pay.

Benefits of the Bharti AXA Life Unnati Plan

There are various benefits to buying the Bharti AXA Life Unnati Plan. Let’s understand each of them in detail:

• Death Benefits:
  In case of the unfortunate demise of the life insured during the policy term, Bharti AXA Life Unnati Plan pays the death benefit.
• Simple Reversionary Bonus:
  A simple reversionary bonus accrues at the end of each policy year, starting from the first policy year until maturity or death.
• Maturity Benefit:
  If the policyholder survives until the policy matures and all premiums are paid on time, the benefits will be paid in a lump sum.
• Cash Bonus:
  For immediate income and whole-life income options, any announced cash bonus will be paid at the end of each policy year according to the provided table until the maturity date.

Choice of Plan Variants

The plan offers a choice of 4 plan variants that cater to your financial needs: moneyback, immediate income, whole-life income, or endowment option.

Guaranteed Income

The plan allows you to receive guaranteed income from the 2nd or 4th year onwards.

Waiver of Premium

Get a waiver of the premium feature under the endowment plan option.

Life Insurance Cover

You will be covered with guaranteed life coverage throughout the whole policy tenure. The death benefit is equal to the higher of the Sum Assured plus Guaranteed Additions accrued till the date of death.

Inclusions

• Step 1 Visit the official website of Bharti Axa Life Insurance.
• Step 2 Hover over 'Life Insurance Plans' from the top of the menu.
• Step 3 Click on the Bharti AXA Life Unnati Plan.
• Step 4 Click on ‘Buy Now’ and you will be redirected to a new page.
• Step 5 Enter your name and contact information. One of their representatives will reach out to you and discuss the quotes.
• Step 6 Once discussed you can make the premium payment and get the policy documents.

Exclusions

• Suicide within 12 months of the policy purchase is not covered.
• Consumption of any intoxicants.
• Death due to any aviation accident.
• Death due to any adventurous sports.

Documents Required to Buy Bharti AXA Life Unnati Plan

Here is the list of documents required to buy the Bharti AXA Life Unnati Plan:

Plan At a Glance

In a nutshell

Bharti AXA Life Unnati is a savings plan that provides guaranteed income and assured life cover. It is suitable for those looking to save for retirement or meet short-term financial needs. If you have any questions about this plan, you can contact us at PolicyX.com. Our insurance experts can help you get all the answers you need quickly.