Bharti Axa Investment Plans: Compare & Buy Online | PolicyX
Bharti Axa Investment Plans logo Bharti Axa Investment Plans ★ 4.2/5

Bharti Axa Investment Plans

Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial ...Read More

Minimum Age - 0 year
Claim settlement ratio
Rs 25,000 to No limit
Annual Premium
15
Active plans
99 years
Solvency ratio
🛡️ IRDAI Approved
4.2/5 · 66 reviews
Minimum Age - 0 year claim settlement ratio
📊 99 years solvency ratio
🌐 Annual, half-yearly, pan-India

What you get with Bharti Axa Investment Plans

The headline features and policy mechanics, at a glance.

Annual Premium Rs 25,000 to No limit

Affordable premium options starting from entry-level to comprehensive whole-life protection.

Minimum Age - 0 year claim settlement ratio

Industry-leading approval rate on eligible life insurance claims in the most recent fiscal year.

99 years solvency ratio

Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.

15 active life plans

Choose from level cover, increasing cover, and return-of-premium variants.

Annual, half-yearly, pan-India presence

Branch offices and claim service centres across India for easy policy servicing.

Bharti Axa Investment Plans: Overview

Bharti Axa Life Online Savings Plans help you achieve your future financial goals. Everyone has different financial plans depending on their needs. That’s why Bharti Axa has launched various savings plans, and you can choose the one that best suits your needs. Various Bharti Axa Life Online Savings Plans are available based on premium payment terms, policy tenure, sum assured, plan options, etc.

Bharti Axa Investment Plans ensure to look after your investment needs by offering different life Insurance plans:

  • Guaranteed Returns
  • Flexible-Premium Payment Tenure
  • Multiple Plan Options
  • Policy Loan Option

Features of Bharti Axa Life Insurance

Solvency Ratio -

Bharti Axa Life Insurance has a Solvency Ratio of 1.6 as per the IRDAI annual report 2023-24.

Claim Support -

As per the IRDAI annual report of 2023-24, the claim support of Bharti Axa Life Insurance is 99.1%.

Annual Premiums -

As per the annual report of IRDAI 2023-24, the annual premium of Bharti Axa Life Insurance is Rs. 2,920.58 Cr.

PAN India Presence -

Bharti Axa Life Insurance has a PAN India Presence with over 236 branch offices across India.

Benefits of Bharti Axa Life Investment Plans

There are multiple benefits of Bharti Axa Life Investment Plans. Read below to understand the plethora of advantages provided by the insurer.

Guaranteed Returns

Bharti Axa Savings Plans offer guaranteed returns to the policyholders. They can use the returns to fulfill their financial needs.

Life Insurance Benefits

Bharti Axa Online Savings Plans offer life insurance benefits to their policyholder, which covers their family financially even after their demise.

Multiple Saving Options to Choose From

There are multiple saving options available for the policyholders to choose from as per their financial needs and requirements.

Choice of Premium Payment Tenure

Bharti Axa Savings Plans offer policyholders to choose their premium payment tenure as per their comfort and requirements.

Additions and Boosters

Bharti Axa Life Savings Plans offer their policyholders additions and boosters that help increase overall maturity benefits.

Riders You Can Avail With Bharti Axa Investment Plans

Name of the Rider Benefits
Bharti AXA Life Hospi Cash Rider This rider allows payment of a fixed benefit for each day of hospitalization, subject to a maximum of 40 days per year
Bharti AXA Life Accidental Death Benefit Rider Benefits are paid in case of the policyholder’s death due to the accident.
Bharti AXA Life Premium Waiver Rider Under this rider, in case the Life Insured is diagnosed with any of the 13 critical illnesses covered under the rider, the future premiums are waived.
Bharti AXA Life Term Rider Receive an additional sum assured in case of an unfortunate event of death during the policy term.

Types of Bharti Axa Investment Plans Plans

Every plan currently being sold by Bharti Axa Investment Plans, shown side-by-side so you can shortlist quickly.

Investment Plan
Bharti Axa Life Wealth Pro

Bharti Axa Life Wealth Pro

Bharti AXA Wealth Pro Plan offers dual benefits: life cover to protect your family financially and wealth creation over time. This life insurance plan...

Unique Features
  • Wealth boosters
  • Loyalty additions
  • Multiple investment strategies
Sum assured No limit
Entry age Minimum Age: 0 days, Maximum Age: 65 years
View plan
Investment Plan
Bharti AXA Life Flexi Save

Bharti AXA Life Flexi Save

Save More with Bharti AXA Life Flexi Save Plan – Earn Annual Bonuses Along with Assured Life Cover. Bharti AXA Life Flexi Save plan is a non-participa...

Unique Features
  • Flexibility to Modify Policy Term
  • Earn Yearly Cash Bonuses
  • Guaranteed Maturity Benefit
Sum assured Depends on the premium amount
Entry age Minimum Age - 0 days Maximum Age - 65 years
View plan
Investment Plan
Bharti Axa Child Advantage Plan

Bharti Axa Child Advantage Plan

Bharti Axa Life Child Advantage Plan helps you secure your child's future. This plan comes with maturity benefits as well as life insurance coverage. ...

Unique Features
  • Offers Premium Waiver Benefit
  • Choose Maturity Option
  • Choose Premium Payment Term
Sum assured Rs 25,000 to No limit
Entry age 18 years
View plan
Investment Plan
Bharti AXA Secure Income Plan

Bharti AXA Secure Income Plan

Bharti AXA Life Secure Income Plan is a non-linked, guaranteed life insurance plan. It provides regular guaranteed monthly income along with fixed gua...

Unique Features
  • Regular Guaranteed Income
  • Guaranteed Additions
  • Policy Loan Facility
Sum assured No limit
Entry age Minimum Entry Age: 0 years, Maximum Entry Age: 65 years
View plan
Investment Plan
Bharti AXA Life Monthly Advantage

Bharti AXA Life Monthly Advantage

Get Income for Tomorrow with Bharti AXA Monthly Advantage Plan – secure savings, guaranteed returns, and financial security. Bharti AXA Life Monthly A...

Unique Features
  • Guaranteed Monthly Income
  • Earn Yearly Cash Bonuses
  • Extra Protection with Riders
Sum assured 50000 for all policy terms
Entry age Min- 91 days, Max- 65 years
View plan

Life Plans Comparison

Side-by-side across the 3 most-bought Bharti Axa Investment Plans plans on PolicyX.

Bharti Axa Investment Plans life plan comparison
Feature Bharti Axa Life Future Invest Plan Bharti Axa Life Wealth Pro Bharti AXA Life Flexi Save
Plan type Investment Plan Investment Plan Investment Plan
Sum assured 125% of Single Premium No limit Depends on the premium amount
Entry age Minimum Age - 18 years, Maximum Age - 59 years Minimum Age: 0 days, Maximum Age: 65 years Minimum Age - 0 days Maximum Age - 65 years
Top benefits Limited premium payment term · Extendable investment period Wealth boosters · Loyalty additions Flexibility to modify policy term · Cash bonuses

Documents required

For policy purchase and claim submission. Have these ready before you start.

Photo ID Proof Photo ID Proof

Passport, Aadhaar card, PAN card, Driving license.

Age Proof Age Proof

Passport, Aadhaar card, PAN card, Driving license.

Address Proof Address Proof

Utility bill, passport, voter ID, ration card.

Medical Records Medical Records

If requested by the insurer.

Income Proof Income Proof

Bank statement, or last three months' salary slips (for salaried individuals).

How to Buy a Bharti Axa Investment Plans Plan?

Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.

  1. Visit the PolicyX.com website or the Bharti Axa Investment Plans official website to compare and choose a suitable life plan.
  2. Enter your personal details such as name, date of birth, gender, annual income, and smoking status to get a customised quote.
  3. Compare plan options — choose your sum assured, policy term, premium payment term, and any optional riders.
  4. Fill in the proposal form with your contact details, nominee information, and medical history accurately.
  5. Upload the required documents: identity proof, address proof, income proof, and recent photographs.
  6. Pay the first premium online via net banking, UPI, debit/credit card, or cheque.
  7. Complete the medical examination if required (depends on your age and sum assured).
  8. Receive your policy document via email and registered post after underwriting approval.
  1. Log in to the Bharti Axa Investment Plans customer portal or the PolicyX.com dashboard before your policy renewal date.
  2. Review your existing policy details — coverage, premium amount, and nominee information.
  3. Choose to continue with the same plan or upgrade your sum assured if eligible.
  4. Pay the renewal premium online via net banking, UPI, debit/credit card, or cheque.
  5. Download the renewed policy document from your registered email or the insurer portal.
  1. Visit the official website of Bharti Axa Life Insurance Company.
  2. Click on ‘Investment plans’ on the navigation bar and select the plan you want to buy.
  3. Click on the ‘buy now’ button and fill in the required details.
  4. Tap on 'Next' and select a plan as per your requirements.
  5. Select the cover option you want and make your payment. Once the payment is made, you will receive a payment confirmation at your registered email address.

What's covered — and what's not

The standard inclusions and exclusions across Bharti Axa Investment Plans plans. Specific plans may add benefits — always check the policy wording before purchase.

✗ Exclusions

  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefits. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.

Conclusion

In conclusion, Bharti Axa Life Insurance offers a range of flexible, customer-centric investment plans tailored to meet various financial needs and life goals. With its strong digital presence, best claim settlement record, and diverse product portfolio, Bharti Axa Life stands out as a trusted partner for securing one’s financial future. For more info related to Bharti Axa Investment Plans, you can contact Policyx.com 24/7. Our trusted insurance experts listen to your every unique problem and suggest the best possible solution for you.

Why Choose PolicyX.com?

Don't just take our word for it — check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti Varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Frequently asked questions

The 5 most-asked questions about Bharti Axa Investment Plans, answered.

To choose the right Bharti Axa Life Online Savings Plans you should consider your goals, policy tenure, premium affordability, etc.
You can buy Bharti Axa Saving Plans either from their official website or by visiting one of their nearest branch offices.
There are various charges associated with Bharti Axa Investment Plans including: Policy Administration Charges Fund Management Charges Discontinued Policy Fund Management Charge Morality Charges Premium Allocation Charges
You can choose from the following riders- Bharti AXA Life Hospi Cash Rider, Bharti AXA Life Accidental Death Benefit Rider, Bharti AXA Life Premium Waiver Rider, Bharti AXA Life Term Rider with Bharti Axa Savings Plans.
You can pay the premiums for your Bharti Axa Saving Plans either through their website or by visiting one of their branch offices.

Customer satisfaction

Aggregate ratings from 66 verified PolicyX customers who bought a Bharti Axa Investment Plans plan.

4.2
out of 5
66 reviews
5 star
60%
4 star
25%
3 star
10%
2 star
4%
1 star
1%

Written and reviewed by

PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.

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