Bharti Axa Investment Plans
Bharti AXA Life Shining Stars helps you fulfill your child’s dreams wi ...Read More
A quick read on what this Bharti Axa Investment Plans term plan covers and why it might be a fit for you.
Bharti AXA Life Shining Stars helps you fulfill your child’s dreams without compromise. This investment plan helps you save a lump sum amount to secure your child’s future and also offers life insurance coverage.
You can choose additional rider benefits with your Bharti AXA Shining Stars plan to enhance your coverage. This article provides complete information about the Bharti AXA Life Shining Stars Plan, including its features, benefits, and buying process.
This plan provides a range of benefits, including:
A quick honest summary — the strengths and the trade-offs.
Eligibility criteria pulled straight from the policy wording.
Let's understand how the Bharti AXA Life Shining Stars Plan works with a simple premium illustration.
Mr. Shekhar, a 35-year-old father, wants to save money to secure his child's future. He wants to provide the best education to his child by ensuring benefits even if he passes away.
He chooses Bharti AXA Life Shining Stars to secure his child's financial future. This plan offers guaranteed benefits at maturity along with a life cover.
Let's understand how the Bharti AXA Life Shining Stars plan works for him with a premium illustration table.
| Age of policyholder | Annual Premiums | Policy tenure | Premium payment term | Total premiums paid | Basic Sum Assured | Flexi Payout Option | Annual Payout Option |
| 35 years | Rs 50,000 | 15 years | 10 years | Rs 20,00,000 | Rs 7,42,501 | Rs 7,79,626 | Rs 8,16,751 |
Key Takeaways: By choosing this plan, Mr. Shekhar secures the financial future of his child even in his absence. This plan ensures that money doesn’t hinder his child’s future.
There are numerous benefits of Bharti AXA Shining Stars. Let’s understand these benefits in detail:
Key features that make Bharti Axa Shining Stars stand out.
Free-look option
This plan offers a 15-day free-look option after policy purchase to cancel your policy if you are not satisfied.
Grace period
To avoid late premium payment charges, Bharti AXA provides a 15-day grace period for monthly premiums and a 30-day grace period for quarterly, half-yearly, and yearly payments.
Surrender value
You can surrender your policy if you are unable to pay your premiums. The company will provide you with a surrender value after deducting applicable charges.
Policy revival
You can revive your policy within the first five years of the last unpaid premium after paying certain applicable charges.
Loan against policy
You can avail of a loan against your policy if you face any financial crunch. The loan amount you can avail of is a minimum of Rs 15,000 and a maximum of 70% of the surrender value.
Keep these documents handy when applying for Bharti Axa Shining Stars.
Photo ID Proof
Photo ID Proof (any one): Passport, Aadhaar card, PAN card, Driving license.
Age Proof
Age Proof (any one): Passport, Aadhaar card, PAN card, Driving license.
Address Proof
Address Proof (any one): Utility bill, passport, voter ID, ration card.
Medical Records
Medical Records of the policyholder, if requested.
Income Proof
Income Proof (any one): Bank statement, last three months' salary slips (if salaried).
You can buy the Bharti AXA Life Shining Stars Plan offline by visiting one of their nearest branch offices. A representative will help you buy the plan.
Here are the key features of the Bharti Axa Shining Stars.
| Rider options | Meaning |
| Bharti AXA Life Hospi Cash Rider | You will get cash in case of hospitalisation. |
| Bharti AXA Life Accidental Death Benefit Rider | In case of accidental death, your family will get the sum assured. |
| Bharti AXA Life Term Rider | Get a high sum assured rebate. |
Bharti AXA Life Shining Stars helps you secure the financial future of your child even in your absence. You can choose your policy tenure, premium payment tenure, and maturity payout option. If you are still confused about whether this plan is perfect for you, contact us at PolicyX.com. Our experienced insurance representatives will understand your requirements and help you choose the right plan that suits your needs.
The various benefits of Bharti AXA Life Shining Stars include maturity benefits, death benefits, flexible premium payment tenure, and policy tenure.
The 5 most-asked questions about Bharti Axa Shining Stars, answered.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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