Aditya Birla Term Insurance
Birla Sunlife or ABSLI is a part of Aditya Birla Capital. ABSLI is a 51:49 a joint venture between the Aditya Birla ...Read More
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.
Branch offices and claim service centres across India for easy policy servicing.
Every plan currently being sold by Aditya Birla Term Insurance, shown side-by-side so you can shortlist quickly.
Aditya Birla Sun Life Insurance ABSLI DigiShield Plan is a term insurance plan that offers lump sum death benefit, multiple plan variants, and flexibl...
Aditya Birla Sun Life Insurance ABSLI Anmol Suraksha Kawach is a short-term term insurance plan that provides life coverage from ₹50 lakh to ₹2 crore ...
Aditya Birla Sun Life Insurance Saral Jeevan Bima is a simple term insurance plan that offers high life cover at affordable premiums, with flexible pr...
ABSLI Poorna Suraksha Kawach is an insurance plan with return of premium and life cover benefit. It also provides an early return of premium option to...
Aditya Birla Sun Life Shield Plan is an online term insurance policy designed to provide comprehensive protection with its 8 plan options. The plan al...
Side-by-side across the 3 most-bought Aditya Birla Term Insurance plans on PolicyX.
| Feature | Aditya Birla Sunlife Digishield Plan | Aditya Birla Anmol Suraksha Kawach Plan | Aditya Birla Saral Jeevan Bima |
|---|---|---|---|
| Plan type | Term Plan | Term Plan | Term Plan |
| Sum assured | Base sum assured: 30 Lacs to no limit. | Base sum assured: 50 lakhs to 2 Crores | Base sum assured: 5 lakhs to 25 Lakhs |
| Entry age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 23 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Top benefits | Level cover option · Increasing cover | Short term cover · high sum assured | High-life cover · Accidental death |
Enhance your term plan with optional add-on riders for broader protection.
ABSLI Comprehensive Critical Illness Rider
This rider offers additional benefits and protection against up to 64 critical illnesses mentioned in the brochure.
ABSLI Waiver of Premium Rider
This rider waives off future premiums if you are unable to pay in the event of financial difficulties.
ABSLI Accidental Death and Disability Rider
TOffers additional benefits in case of accidental death and accidental disability.
ABSLI Critical Illness Rider
ABSLI Critical Illness Rider covers 4 major illnesses - first heart attack of specified severity, cancer of specified severity, stroke resulting in permanent symptoms, and major organ/bone marrow transplant.
ABSLI Accidental Death Benefit Rider Plus
In the unfortunate event of the death of the life insured due to an accident, 100% of the rider sum assured is paid to the nominee.
For policy purchase and claim submission. Have these ready before you start.
Aditya Birla Life Term Insurance Plans offer various additional benefits to the policyholders.
ABSLI term plans such as ABSLI Life Shield Plan offer you an inbuilt critical illness cover so that you can get protection against 64 critical illnesses.
ABSLI term plans such as ABSLI Life Shield Plan offer you the option to get all your premiums back once the policy matures.
ABSLI Poorna Suraksha Kawach offers the option to get your paid premiums back at an early stage.
ABSLI term plans such as the ABSLI DigiShield Plan offer you the option to enjoy whole life coverage.
ABSLI Poorna Suraksha Kawach offers you the flexibility to avail of a one-time exit value.
There are various Aditya Birla term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
These plans give the premium amount back to the policyholders only if they survive the policy term.
These plans offer inbuilt coverage against the critical illnesses mentioned in the policy brochure.
These plans offer inbuilt coverage against accident disability and death cover.
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
The claim settlement process for Aditya Birla Life Term Plans is simple and hassle-free. The insurance provider gives you the option of settling a claim both online and offline. We have explained the process by which you can easily submit & settle your claim below:
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 7 most-asked questions about Aditya Birla Term Insurance, answered.
Aggregate ratings from 927 verified PolicyX customers who bought a Aditya Birla Term Insurance plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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