Aditya Birla Sunlife Digishield Plan

ABSLI DigiShield Plan is a non-linked, non-participating term insurance plan off ...Read More

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Himanshu Kumar

Term & Life Insurance

Himanshu is a content marketer with 2 years of experience in the life insurance sector. His motto is to make life insurance topics simple and easy to understand yet one level deeper for our readers.

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Raj Kumar

Raj Kumar

Health Insurance

Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.

Updated on Aug 25, 2025 4 min read

Aditya Birla Sunlife Digishield Plan

ABSLI DigiShield Plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Life Insurance Company. On opting for this plan, your family will be paid a lum sum as a death benefit, in case you pass away during the policy term. The family of the policyholder could use this amount to meet their financial needs, without disturbing their day-to-day expenses.

Aditya Birla Digishield term insurance plan comes with affordable premiums and plan variants, which makes this plan a comprehensive, wide coverage option.

Here are some key features of this plan:

why-choose
  • Inbuilt terminal illness benefit
  • Affordable premiums
  • Flexible premium paying term
  • Tax benefit
  • Rider protection
  • Multiple options to receive the death benefit

Eligibility Criteria for Aditya Birla Sunlife Digishield Plan

Your Occupation

Entry age

Minimum Age - 18 years Maximum Age - 65 years

Mukhyamantri Amrutam Yojana

Maturity age

Maximum Maturity Age - 85 years

Your Gender

Policy term

Minimum term - 5 years Maximum term - 40 years

Maternity Benefit Rider

Sum assured

Base sum assured: 30 Lacs to no limit.

Dr YSR Aarogyasri Trust

Policy loan

The policy loan is not available under ABSLI Digishield Plan.

Maternity Benefit Rider

Payment modes

Annual, half-yearly, quarterly & monthly

How Does Aditya Birla Sun Life Digishield Plan Work?

Let's understand how the Aditya Birla Sun Life Digishield Plan work with a simple premium illustration.

Why Buy Term Insurance Online?

Problem

Mr. Kartik Sharma a 40-year-old Gurugram based Software engineer, is looking for a term insurance plan that offers inbuilt critical illness along with increasing life cover.

Solution

He saw a add on social media by policyx.com for term plan offers same benefits. Policyx.com carefully analyze his queries and guide him to go with ABSLI Digishield Plan.

Let us see a brief illustration of Mr. Kartik Sharma's Aditya Birla Sunlife Digishield Plan.

Age of policyholder Annual premiums Policy tenure Premium payment term Total premiums paid Sum assured
40 years Rs 32, 654 20 years 20 years Rs 653080 Rs 50 Lakh

Key Takeaways: Mr. Kartik will covered up to the age of 60 years. In case of an unfortunate event, his nominee will receive a sum assured of Rs. 50 lakhs. 

Benefits of Aditya Birla Sunlife Digishield Plan

Here are the benefits associated with the Aditya Birla Sunlife Digishield Plan

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Exclusions of Aditya Birla Sun Life Digishield Plan

Here is the list of exclusions associated with the plan:

  • Death occurred due to a pandemic is not covered by the company.
  • Death caused due to any type of adventure sports.
  • Death by consumption of any type of drugs and alcohol.
  • Death due to any pre-existing disease that isn't mentioned during the start of the policy.
  • If policyholder commits suicide within first 12 months of purchasing the policy, then no death benefits are paid to their nominee. Either premiums paid to date or the surrender value of the policy whichever is higher is paid to them.

Conclusion

Aditya Birla Sun Life Digisheild is a pure-term insurance plan that offers comprehensive protection for your whole life. This plan offers some exclusive features such as Level Cover, Increasing Cover, SA Reduction, Income Benefit,  and so on. With the ABSLI DigiShield Plan, you can opt for a large sum assured at an affordable cost. In case you have more doubts regarding this plan you can contact PolicyX.com. Our certified insurance advisors work 24/7 to solve every possible query at zero cost.

Explore more about Aditya Birla Term Insurance Plans

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Aditya Birla Sun Life claim settlement ratio

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Aditya Birla Term Plan Calculator

Explore other Aditya Birla Term Insurance

Aditya Birla Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Aditya Birla Term Insurance plans. Below is the list of term plans offered by Aditya Birla.

Aditya Birla Sunlife Digishield Plan

Aditya Birla Sunlife Digishield Plan

ABSLI DigiShield Plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Life Insurance Company. On opting for this plan, ...

Unique Features

  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium

Aditya Birla Sunlife Digishield Plan (Pros)

Aditya Birla Sunlife Digishield Plan
  • Level cover option
  • Increasing cover
  • Income benefit

Aditya Birla Sunlife Digishield Plan (Cons)

Aditya Birla Sunlife Digishield Plan
  • No sucide cover
  • No policy loan
  • no pre-exiting cover

Aditya Birla Sunlife Digishield Plan (Other Benefits)

Aditya Birla Sunlife Digishield Plan
  • Smart exit value
  • Premium break
  • Sum assured top-up

Aditya Birla Sunlife Digishield Plan (Eligibility Criteria)

Aditya Birla Sunlife Digishield Plan
  • Min entry age-18 yrs
  • Max. entry age-65 yrs
  • Min. sum assured-30 Lac
  • Max. sum assured-no limit
  • Plan payment- Limited/regular.

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Anmol Suraksha Kawach Plan

ABSLI Anmol Suraksha Kawach plan is a non-linked, non-participating term insurance plan offered by Aditya Birla Capital. If You are looking for a term...

Unique Features

  • Offer short term protection
  • Affordable premiums
  • Flexible premium payment term

Aditya Birla Anmol Suraksha Kawach Plan (Pros)

Aditya Birla Anmol Suraksha Kawach Plan
  • Short term cover
  • high sum assured
  • flexible premium payment

Aditya Birla Anmol Suraksha Kawach Plan (Cons)

Aditya Birla Anmol Suraksha Kawach Plan
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Aditya Birla Anmol Suraksha Kawach Plan (Other Benefits)

Aditya Birla Anmol Suraksha Kawach Plan
  • Tax-benefits
  • Hassle-free buying process
  • coverage up to 60 years

Aditya Birla Anmol Suraksha Kawach Plan (Eligibility Criteria)

Aditya Birla Anmol Suraksha Kawach Plan
  • Entry age - 23 years
  • Max entry age - 55 years
  • Min sum assured - 50 lakhs
  • Max maturity age - NA

Aditya Birla Saral Jeevan Bima

Aditya Birla Saral Jeevan Bima

Keeping things simple is not always wrong, but we often choose to make things more complicated for ourselves. To eliminate this, Aditya Birla Sun Life...

Unique Features

  • Simple Protection Plan
  • Flexible Premium Payment
  • Covers Accidental Death

Aditya Birla Saral Jeevan Bima (Pros)

Aditya Birla Saral Jeevan Bima
  • High-life cover
  • Accidental death
  • Flexible premium payment

Aditya Birla Saral Jeevan Bima (Cons)

Aditya Birla Saral Jeevan Bima
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

Aditya Birla Saral Jeevan Bima (Other Benefits)

Aditya Birla Saral Jeevan Bima
  • Hassle-free buying process
  • Tax benefits
  • Optional Riders

Aditya Birla Saral Jeevan Bima (Eligibility Criteria)

Aditya Birla Saral Jeevan Bima
  • Entry age - 18 years
  • Max entry age - 65 years
  • Min sum assured - 5 lakhs
  • Max maturity age - 70 years

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is a comprehensive plan that offers the benefit of return of premium and early return of premium along with the life insu...

Unique Features

  • 6 Plan option
  • Increasing or decreasing SA benefit
  • Special exit value

ABSLI Poorna Suruksha Kawach (Pros)

ABSLI Poorna Suruksha Kawach
  • Death benefit
  • Return of Premium
  • Critical illness benefit

ABSLI Poorna Suruksha Kawach (Cons)

ABSLI Poorna Suruksha Kawach
  • No Policy Loan
  • No investment option
  • No terminal illness benefit

ABSLI Poorna Suruksha Kawach (Other Benefits)

ABSLI Poorna Suruksha Kawach
  • Maturity benefit
  • Tax benefit
  • Surrender benefit

ABSLI Poorna Suruksha Kawach (Eligibility Criteria)

ABSLI Poorna Suruksha Kawach
  • Minimum entry age- 18 years
  • Maximum entry age-65 years
  • Maximum sum assured-20 crore
  • Minimum policy term-5 years
  • Maximum policy term-55 years

Aditya Birla Life Shield Plan

Aditya Birla Life Shield Plan

ABSLI Life Shield plan (Aditya Birla Life Shield Plan) is a versatile and online available term insurance product. The plan is an affordable term insu...

Unique Features

  • Avail 8 Plan Options
  • Flexible-Premium Payment
  • Cover for Spouse

Aditya Birla Life Shield Plan (Pros)

Aditya Birla Life Shield Plan
  • 105% of total death benefit
  • Tax benefits as per law
  • Return of premium

Aditya Birla Life Shield Plan (Cons)

Aditya Birla Life Shield Plan
  • No policy loan
  • No critical illness
  • no tax benefit

Aditya Birla Life Shield Plan (Other Benefits)

Aditya Birla Life Shield Plan
  • Suicide Cover After 12 Months
  • Discount for Non-Smokers
  • 5% online discount

Aditya Birla Life Shield Plan (Eligibility Criteria)

Aditya Birla Life Shield Plan
  • Min entry age-1 years
  • Max entry age-65 years
  • Min. sum assured-25 Lac
  • Max. sum assured- No limit
  • Premium payment term-Regular/limited

ABSLI Digishield Plan: FAQs

1. What is the policy tenure of the ABSLI Digishield Plan?

The policy tenure of the ABSLI Digishield Plan is 5 to 40 years.

2. What is the maximum and minimum sum insured for ABSLI Digishield Plan?

The sum insured for ABSLI Digishield Plan is a Minimum Rs. 1 Lakh and Maximum Rs. 20 lahks.

3. What is the premium payment mode of the ABSLI Digishield Plan?

The premium payment mode of the ABSLI Digishield Plan is Yearly/Half Yearly/Quarterly/Monthly.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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