Indiafirst Life Wealth Maximizer vs Lic New Children Money Back Life Insurance Plan 2026 | PolicyX
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IndiaFirst Life Wealth Maximizer is a unit-linked, non-participating savings insurance plan offered by IndiaFirst Life Insurance. It is designed to provide the dual benefits of investment and insurance coverage. With a minimum entry age of 5 years and a maximum entry age of 65 years, this plan comes with a maturity age of 90 years. For maximum return on investment, this investment plan contains seven different funds to offer investment options for your portfolio.

IndiaFirst Life Wealth Maximizer Plan offers a range of benefits, including:

  • Option to invest in seven different funds
  • Multiple investment strategies
  • Loyalty addition and wealth booster benefits
  • Unlimited free switches and premium redirection options
  • Flexible policy and premium paying term
PLAN DETAILS

Indiafirst Life Wealth Maximizer

Lic New Children Money Back
Premium Including GST
Key Features
(Key features of the plan)
  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Maturity age Maximum Maturity Age - 90 years Maximum Maturity Age - 25 years
Plan Sum Assured Single, Limited, Regular 25 minus Age at Entry
Plan Entry Age Minimum Age - 5 years Maximum Age - 65 years Minimum Age - 0 years Maximum Age - 12 years
Plan Payment modes Higher of: (10* Annualized Premium) or (0.5 * Policy Term * Annual Premium) Rs 1 lakh to No limit
Plan Policy loan Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years 25 minus Age at Entry
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.5%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Benefits of the IndiaFirst Life Wealth Maximizer Plan

There are various benefits to buying the IndiaFirst Life Wealth Maximizer Plan. Let’s understand each of them in detail:

  • Maturity Benefits: At maturity, the policyholder will receive the fund's value, including top-up and all additions to date.

  • Loyalty Additions: After the sixth policy year commences, this plan starts adding loyalty to your investment.

  • Profit Booster: A profit booster is added at the end of every 5th policy year, starting from the end of the 10th policy year.

  • Tax Benefits: Increase your savings by claiming the tax benefits applicable as per the Income Tax Laws 1961.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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