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Kotak Wealth Optima
VS
Digital Icon Guaranteed Return Savings Plan
| PLAN DETAILS |
Kotak Wealth Optima |
Digital Icon Guaranteed Return Savings Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Uniqueness |
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| Plan Maturity age | Maximum maturity age: 99 years | Maximum maturity age- 100 years |
| Premium payment term | 5/7/10/60- Entry Age | Limited premium, single premium, or regular premium |
| Plan Entry Age | Minimum entry age: 3 years Maximum entry age: 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Sum assured | 10 Times of Annual Premium | No limit |
| Premium payment frequency | - | Yearly, half-yearly, quarterly, monthly |
| Plan Sample Premium | - | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy tenure | 99- Age of life insured | Depends on the plan option you choose |
| Claim Settlement Ratio (2024-25) | Minimum Age - 5 year | 99.53% |
Kotak Wealth Optima is a ULIP (Unit Linked Insurance Plan) that helps you grow your money over time and protects your family financially in case of your uncertain demise. Two flexible investment strategies are available for you to choose from- Self-managed strategy and Age-based strategy.
You can also opt for additional rider options to enhance your coverage. This article provides complete information about the Kotak Wealth Optima Plan, including its features, benefits, eligibility criteria, and buying process.
Kotak Wealth Optima Plan is a unique life insurance plan. We will read the plan in detail in the section below for more clarity and better understanding.
Kotak Wealth Optima Plan offers you a range of benefits including:
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