Lic Jeevan Arogya vs Lic Hindi Life Insurance Plan 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity

Google Ratings (2500+)

★★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

When it comes to offering a complete insurance suite for comprehensive financial security in terms of health and life, you are in safe hands with India's leading and trusted insurance brand, the Life Insurance Corporation of India.

Since its inception, LIC has surpassed several landmarks and set phenomenal performance records in various domains of life and health insurance, offering competitive costs. The company ensures that all funds are invested, keeping in mind the best interests of investors, so they earn handsome returns.

Below is an overview of LIC's health insurance plans. As you know, focusing on health and associated costs is a crucial aspect of everyone's financial planning. With healthcare costs rising significantly over the last decade, even for minor ailments, it is essential to consider a plan to safeguard your finances as you grow older.

LIC Jeevan Arogya Plan offers a range of benefits, including:

  • Increasing health coverage every year
  • No claim benefits
  • Hospi cash benefit
  • Premium waiver benefit
  • Flexible benefits limit
PLAN DETAILS

Lic Jeevan Arogya

Lic Hindi
Premium Including GST
Key Features
(Key features of the plan)
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Maturity age Maximum Maturity Age - 80 years Maximum Maturity Age - 85 years
Plan Sum Assured NA 10 to 25 years
Plan Entry Age Minimum Age: 91 days, Maximum Age: 75 years Minimum Age - 90 days Maximum Age - 70 years
Plan Payment modes 100 times of Applicable Daily Benefit (ADB) Rs 1 lakhs to No limit
Plan Policy loan Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 25 to 55 years Minimum term - 10 years Maximum term - 25 years
Claim Settlement Ratio (2024-25) 98.5% 98.5%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

Riders

Benefits of LIC Jeevan Arogya Plan

There are various benefits to buying the LIC Jeevan Arogya Plan. Let’s understand each of them in detail:

  • Hospital Cash Benefit: In cases of hospitalization due to accidental injury or sickness for a period not less than 24 hours, and where such a stay stretches for more than 4 hours in a non-ICU ward or room, our company would be paying an amount equal to the applicable Daily Benefit.
  • Major Surgical Benefit: In the event of the insured having to undergo a surgery owing to accidental injury or illness then the respective benefit percentage would be paid as long as the surgery is covered under the policy.
  • Ambulance Benefit: Wherever Major Surgical Benefits are not successful, our company would provide emergency transportation costs of the ambulance, an amount of rupees 1000.
  • Premium Waiver Benefit: Under any of such events where the Major Surgical Benefits are not successful, the company would be waiving off the total annualized premium of one year.

Compare with Other Plans

Other Life Insurance Companies

Life Insurance Articles

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right life plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

You May Also Know About:

Term Insurance Life Insurance Life Insurance Companies Child Plans Investment Plans Pension Plans ULIP Plans
📞 Call Free