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Arogya Shield Plan
503-/ per month
VS
Smart Total Elite Protection Plan
605/- per month
SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life cover under a single plan. The policy grants security for your family with a standard term plan at an affordable cost. Arogya Sheid offers cashless claims for health coverage and an additional discount of 5% on premiums. The company has designed a brilliant plan that is uncomplicated and has the benefit of both worlds i.e. life and health insurance.
SBI Life Arogya Shield Plan offers you a range of benefits including:
| PLAN DETAILS |
Arogya Shield Plan |
Smart Total Elite Protection Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: ₹20L to ₹2.5 Cr | Base sum assured: 20 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly and Monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under SBI Life Arogya Shield Plan. | The policy loan is not available under Smart Total Elite Protection Plan. |
| Plan Sample Premium | Rs 503-/ per month | Rs 605/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 67 years |
| Claim Settlement Ratio (2024-25) | 98.83% | 99.70 |
|
SBI Term Insurance | Best Life Insurance Policy In India Max Life Smart Term Plan |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Axis Max Life STEP plan:
Axis Max Life Waiver of Premium Plus rider supports the insurer and their family by waiving off all future premiums of the term plan in case of the occurrence of any of the following events: Critical Illness or Permanent Disability.
Under the critical illness rider, the policyholder receives an additional sum assured along with the base sum assured of the policy in case of diagnosis of any 40 listed critical diseases.
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