Canara Saral vs Hdfc Life Click 2 Protect Ultimate Term Insurance Plan 2026 | PolicyX

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Canara HSBC Saral Jeevan Bima is an affordable term plan with flexible term, lump sum cover, and day 1 accidental death benefit. The design of this plan is best for buyers who are looking for simple and low-cost protection. The policy provides coverage from ₹5 lakh to ₹25 lakh with premium discounts for non-smokers and females.

The Saral Jeevan Term Plan by Canara HSBC also offers discounts for non-smokers and females.

Canara HSBC Saral Jeevan Bima Plan offers you a range of benefits including:

  • Get Accidental Cover
  • Premium Discount for Female
  • Multiple Premium Paying Term
  • Tax Benefits as per laws
  • Affordable Premiums
  • Get life cover till 70 years of age

 

PLAN DETAILS

Canara Saral

Hdfc Life Click 2 Protect Ultimate

Premium Including GST
Key Features
(Key features of the plan)
  • Get Accidental Cover
  • Premium Discount for Female
  • Multiple Premium Paying Term
  • High Life Cover Terminal Illness
  • Return of Premium Benefit
  • 100% Claim Assurance
Plan Maturity age Maximum Maturity Age - 70 years 85 years
Plan Sum Assured Basic Sum Assured: Rs. 5 Lakhs to Rs. 25 Lakhs INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years 18 to 85 years
Plan Payment modes Yearly, half-yearly & monthly Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan The policy loan is not available under Canara HSBC Saral Jeevan Bima Plan. no
Plan Sample Premium Rs 508-/ per month ₹2,200 – ₹3,000
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 40 years 5 to 82 years
Claim Settlement Ratio (2024-25) 99.43% 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

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