Care Plus Term Plan vs Bandhan Life Saral Jeevan Bima Term Insurance Plan 2026 | PolicyX

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Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits. The plan is extremely affordable and offers discounts on a high sum assured.

The Care Plus plan offered by Future Generali has two plan options: Classic and Premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan also offers a grace period of 30 days from the last premium due date.

Future Generali Care Plus Term Plan offers a range of benefits, including:

  • Choose your plan option
  • Flexible policy terms
  • Affordable premiums
  • Additional riders to choose from
  • Death benefits
  • Higher sum assured discounts
PLAN DETAILS

Care Plus Term Plan

Bandhan Life Saral Jeevan Bima

Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Two Plan Options
  • Accidental Rider
  • Flexible premium payment term
  • Affordable premiums
  • Tax benefits
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 70 years
Plan Sum Assured Base Sum Assured: Rs 25 Lakhs to No Limit Base sum assured: 5 lakhs to 25 lakhs
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annually, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Care Plus Term Plan. The policy loan is not available under Bandhan Life Saral Jeevan Bima
Plan Sample Premium Rs 523-/ per month Rs 583-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years Minimum term - 5 years, Maximum term - 40 years
Claim Settlement Ratio (2024-25) 99.78% 99.73%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Bandhan Life Saral Jeevan Bima Plan

You can add the following riders to your Bandhan Life Saral Jeevan Bima Plan:

Bandhan Life Accidental Death Benefits Rider

Provides a lump-sum benefit. In case of the unfortunate demise of the life insured during the policy term, this rider offers a lump-sum payout equal to the rider sum assured to the nominee.

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