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Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits. The plan is extremely affordable and offers discounts on a high sum assured.
The Care Plus plan offered by Future Generali has two plan options: Classic and Premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan also offers a grace period of 30 days from the last premium due date.
Future Generali Care Plus Term Plan offers a range of benefits, including:
| PLAN DETAILS |
Care Plus Term Plan |
Hdfc Life Sanchay Legacy |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - NA |
| Plan Sum Assured | Base Sum Assured: Rs 25 Lakhs to No Limit | Base sum assured: 1.25 times the Single Premium |
| Plan Entry Age | Minimum Entry Age: 18 years, Maximum Entry Age: 65 years | Minimum Age - 40 years Maximum Age - 75 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annually, Half-yearly, Monthly, Quarterly |
| Plan Policy loan | The policy loan is not available under Care Plus Term Plan. | The policy loan is not available under HDFC Life Sanchay Legacy Plan |
| Plan Sample Premium | Rs 523-/ per month | Rs 690-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years | Whole Life |
| Claim Settlement Ratio (2024-25) | 99.78% | 99.68% |
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Secure Your Future with Future Generali Term Insurance Plans! HDFC life sanchay par advantage plan full details | HDFC LIFE Sanchay Par Advantage Benefits |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.