Care Plus Term Plan vs Icici Prudential Iprotect Smart Plus Plan Term Insurance Plan 2026 | PolicyX
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Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits. The plan is extremely affordable and offers discounts on a high sum assured.

The Care Plus plan offered by Future Generali has two plan options: Classic and Premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan also offers a grace period of 30 days from the last premium due date.

Future Generali Care Plus Term Plan offers a range of benefits, including:

  • Choose your plan option
  • Flexible policy terms
  • Affordable premiums
  • Additional riders to choose from
  • Death benefits
  • Higher sum assured discounts
PLAN DETAILS

Care Plus Term Plan

Icici Prudential Iprotect Smart Plus Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Two Plan Options
  • Accidental Rider
  • Choice of Plan Option
  • Premium Break
  • Insta Claim Payment
Plan Maturity age Maximum Maturity Age - 85 years Maximum maturity age- 99 years
Plan Sum Assured Base Sum Assured: Rs 25 Lakhs to No Limit Base sum assured- Rs 50 lakhs to Rs No limit
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum age- 18 years, Maximum age- 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under Care Plus Term Plan. No policy loan is available under this plan.
Plan Sample Premium Rs 523-/ per month Rs 635/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years
Claim Settlement Ratio (2024-25) 99.78% 99.33%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

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