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Care Plus Term Plan vs Isecure Loan Plan

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Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits. The plan is extremely affordable and offers discounts on a high sum assured.

The Care Plus plan offered by Future Generali has two plan options: Classic and Premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan also offers a grace period of 30 days from the last premium due date.

Future Generali Care Plus Term Plan offers a range of benefits, including:

  • Choose your plan option
  • Flexible policy terms
  • Affordable premiums
  • Additional riders to choose from
  • Death benefits
  • Higher sum assured discounts
PLAN DETAILS

Care Plus Term Plan


Isecure Loan Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Two Plan Options
  • Accidental Rider
  • Protection against loan
  • Joint life cover
  • Rider benefits
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 65 years
Plan Sum Assured Base Sum Assured: Rs 25 Lakhs to No Limit Base sum assured: Rs 3 lakhs to no limit
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum Age - 18 years Maximum Age - 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Care Plus Term Plan. The policy loan is not available under isecure Loan Plan
Plan Sample Premium Rs 523-/ per month Rs 788/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years Minimum term - 10 years Maximum term - 25 years
Claim Settlement Ratio (2024-25) 99.78% 99.33%
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Secure Your Future with Future Generali Term Insurance Plans!

Secure Your Future with Future Generali Term Insurance Plans!

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Bajaj i-Secure Loan Term Plan

You can add the following riders to your Bajaj i-Secure Loan Term Plan:

Bajaj Accidental Death Benefit Rider

In case of the policyholder’s demise due to the accident benefits are paid to their nominee.

Bajaj Waiver of Premium Benefit Rider

Future premiums are waived off in case of the policyholder’s demise due to accidental death, disability, or any of the 11 critical illnesses mentioned.

Bajaj Accidental Permanent Total/ Partial Disability Benefit Rider

Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.

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