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Care Plus Term Plan
523-/ per month
VS
Smart Term Plan
586/- per month
Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits. The plan is extremely affordable and offers discounts on a high sum assured.
The Care Plus plan offered by Future Generali has two plan options: Classic and Premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan also offers a grace period of 30 days from the last premium due date.
Future Generali Care Plus Term Plan offers a range of benefits, including:
| PLAN DETAILS |
Care Plus Term Plan |
Smart Term Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base Sum Assured: Rs 25 Lakhs to No Limit | Base sum assured: 20 lakhs to no limit. |
| Plan Entry Age | Minimum Entry Age: 18 years, Maximum Entry Age: 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Care Plus Term Plan. | The policy loan is not available under Axis Max Life Smart Secure Plus Plan. |
| Plan Sample Premium | Rs 523-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years | Minimum term - 10 years Maximum term - 67 years |
| Claim Settlement Ratio (2024-25) | 99.78% | 99.78 |
|
Secure Your Future with Future Generali Term Insurance Plans! Max Life Smart Term Plan | Max Life Term Insurance Review |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Axis Max Life Smart Secure Plus Plan:
It will waive off all future premiums and the benefits of the policy will remain the same in case of disability, dismemberment, or diagnosis of critical illness.
In case the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure, then rider benefits are paid to them.
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