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Iprotect Smart Plan
929/- per month
VS
Smart Total Elite Protection Plan
605/- per month
ICICI Pru POS iProtect Smart Term Plan is a non-linked, non-participating term insurance plan that offers flexibility to customize your plan and enhance coverage with accidental death Benefit.
With a maximum maturity age of 65 years, ICICI Pru POS iProtect Smart Term Plan comes with two plan options as Life Option and Life Plus Option.
Here are some key features of this plan:
| PLAN DETAILS |
Iprotect Smart Plan |
Smart Total Elite Protection Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Base sum assured: Subject to minimum premium to no limit. | Base sum assured: 20 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Simgle, Regular, Limited | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under ICICI iprotect Smart Plan | The policy loan is not available under Smart Total Elite Protection Plan. |
| Plan Sample Premium | Rs 929/- per month | Rs 605/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 67 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.65 |
|
ICICI Prudential Term Insurance Max Life Smart Term Plan |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ICICI Pru POS iProtect Smart:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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