Iselect Smart 360 Term Plan vs Click 2 Protect 3d Plus Term Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

Canara HSBC iSelect Smart 360 is a comprehensive protection plan that allows you to stay protected with a life cover at affordable premiums. It offers four plan options per your protection needs; you can choose from any of the options: Life Secure, Life Secure with Income, and Life Secure with Return of Premium. You can get a lump sum, regular income, or your premiums back if you stay healthy throughout the policy term. Plus, you can customize it with extra protections that suit your needs. It's simple to pick the right coverage, and you can even include your spouse in the same plan.

Let us explore the iSelect Smart 360 Term plan in this article.

Canara HSBC iSelect Smart 360 Term Plan offers you a range of benefits including:

  • Choice of Plan Option
  • Whole Life Cover
  • Child Care Benefit
  • Spouse Cover
  • Premium of Waiver
  • Life Stage Benefit
PLAN DETAILS

Iselect Smart 360 Term Plan

Click 2 Protect 3d Plus

Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Add Your Spouse
  • Block The Premium
  • 9 Plan Options
  • Whole life coverage
  • Rider benefits
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 99 years
Plan Sum Assured Basic Sum Assured: Rs. 25 Lakhs to no limit Basic Sum Assured: ₹10 Lakhs to no limit.
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Single pay, yearly, half-yearly, quarterly & monthly Single, Annual, Semi-Annual, Quarterly, and Monthly
Plan Policy loan The policy loan is not available under iSelect Smart 360 Term Plan. The policy loan is not available under HDFC Life Click 2 Protect 3D Plus Plan.
Plan Sample Premium Rs 543-/ per month Rs 670-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 81 years Minimum term - 10 years Maximum term - 15 years
Claim Settlement Ratio (2024-25) 99.43% 99.68%
Recommended Videos
Canara HSBC Term Insurance Plans

Canara HSBC Term Insurance Plans

HDFC Life Click 2 Protect 3D Plus Plan Review

HDFC Life Click 2 Protect 3D Plus Plan Review

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Canara HSBC iSelect Smart 360 Term Plan

You can add the following riders to your Canara HSBC iSelect Smart 360 Term Plan:

Accidental Death Benefit

Get an extra payout on top of base cover upon death due to an accident.

Accidental Total & Permanent Disability Premium Protection

Upon accidental total & permanent disability to the policyholder, your future premiums will be waived, and the policy will continue till maturity.

Critical Illness Premium Protection

If you are diagnosed with 40 pre-specified critical illnesses, your future premiums will be waived, and the policy will continue until maturity.

Terminal Illness Benefit

If you are diagnosed with any covered terminal illness, lump sum benefit up to a maximum of Rs. 2 Crores shall be payable while you're alive.

Other Term Insurance Companies

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
📞 Call Free