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Ishield Plan
765-/ per month
VS
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Icici Prudential Iprotect Smart Plus Plan
635/- per month
ICICI Pru iShiled is a dual-benefit term plan that gives both health & life insurance. Apart from life coverage, this policy offers coverage against health care expenses such as regular doctor consultations, hospitalisation, drugs, and preventative check-ups.
In case of unfortunate demise, this plan also pays a guaranteed death benefit to the nominee. ICICI Pru ishiled plan offers different coverage for both insurance types: for health insurance sum insured ranges between Rs.5 lakhs to Rs.20 lakhs and for life insurance sum assured ranges between Rs.50 lakhs to Rs.1 crore.
Here are some key features of this plan:
| PLAN DETAILS |
Ishield Plan |
Icici Prudential Iprotect Smart Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Base sum assured: 50 Lakhs to 1 crore | Base sum assured- Rs 50 lakhs to Rs No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under ICICI i-shield plan. | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 765-/ per month | Rs 635/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 85 years | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.33% |
|
ICICI Prudential Term Insurance ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your ICICI PruiShield Term Plan:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.
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