Life Raksha Plan vs Hdfc Life Click 2 Protect Ultimate Term Insurance Plan 2026

Know More About Plans

ICICI Pru Life is a pure protection term insurance plan designed to provide affordable financial security for families. The plan offers life cover ranging from ₹50,000 to ₹5 lakh with tax benefits on premiums paid.

The plan is offered by ICICI Pru Life Insurance company and comes with tax benefits against the premiums that you pay. The premium payment term of the Life Raksha plan is regular pay for 5 years. It is to be noted that this plan does not come with any maturity or surrender benefits.

Here are some benefits of this plan:

5 year regular pay
Affordable premiums
Tax benefits

Short term cover
Option to choose low sum assured

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

Compare with Other Plans

Other Term Insurance Companies

Premium Including GST
Key Features (Key features of the plan)	18 Fund Options Available 4 Plan Strategies Systemic Withdrawal Option	High Life Cover Terminal Illness Return of Premium Benefit 100% Claim Assurance
Plan Maturity age	Maximum Maturity Age - 70 years	85 years
Plan Sum Assured	10 times annual premium	INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age	Minimum Age - 18 years Maximum Age - 60 years	18 to 85 years
Plan Payment modes	Annual, half-yearly, quarterly & monthly	Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan	Policy loan is not available under ICICI Life Raksha Plan	no
Plan Sample Premium	Rs 789-/ per month	₹2,200 – ₹3,000
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum term - 5 years Maximum term - 5 years	5 to 82 years
Claim Settlement Ratio (2024-25)	99.33%	99.68%
Recommended Videos	ICICI Prudential Term Insurance	-