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Life Raksha Plan
789-/ per month
VS
Hdfc Life Click 2 Protect Ultimate
₹2,200 – ₹3,000
ICICI Pru Life is a pure protection term insurance plan designed to provide affordable financial security for families. The plan offers life cover ranging from ₹50,000 to ₹5 lakh with tax benefits on premiums paid.
The plan is offered by ICICI Pru Life Insurance company and comes with tax benefits against the premiums that you pay. The premium payment term of the Life Raksha plan is regular pay for 5 years. It is to be noted that this plan does not come with any maturity or surrender benefits.
Here are some benefits of this plan:
| PLAN DETAILS |
Life Raksha Plan |
Hdfc Life Click 2 Protect Ultimate |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | 85 years |
| Plan Sum Assured | 10 times annual premium | INR 1,00,00,000 to INR 3,00,00,000 |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 60 years | 18 to 85 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Monthly, Half-yearly, Quarterly, and Annually. |
| Plan Policy loan | Policy loan is not available under ICICI Life Raksha Plan | no |
| Plan Sample Premium | Rs 789-/ per month | ₹2,200 – ₹3,000 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 5 years | 5 to 82 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.68% |
|
ICICI Prudential Term Insurance |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:
Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.
Enhances your base policy with additional life cover against risks like death, disability, or critical illness.
Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.
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