Life Secure Plan vs Aditya Birla Sun Life Insurance Saral Jeevan Bima Term Insurance Plan 2026

Know More About Plans

Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

Life cover up to the age of 100 years.
Tax Benefit
High sum assured rebate.
Additional riders to choose from

Death benefits
Attractive premium rates for female lives.

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

Accidental Death Benefit Rider

It Pays extra amount if death happens due to an accident, over and above base sum assured.

Accidental Total and Permanent Disability Rider

This rider provides financial support if an accident leads to permanent disability and loss of earning ability.

Critical Illness Rider

This rider pays a lump sum if you get diagnosed with serious illnesses like cancer, heart attack, or stroke, based on policy terms.

Waiver of Premium Rider

All the future premiums get waived if you face disability or critical illness, while the policy continues to stay active.

Compare with Other Plans

Other Term Insurance Companies

Premium Including GST
Key Features (Key features of the plan)	3 Plan Options Critical Illness Benefit Waiver Of Premium	Simple Protection Plan Flexible Premium Payment Covers Accidental Death
Plan Maturity age	Maximum Maturity Age - Whole life	Maximum Maturity Age - 70 years
Plan Sum Assured	Base sum assured: No limit	Base sum assured: 5 lakhs to 25 Lakhs
Plan Entry Age	Minimum Age - 25 years Maximum Age - 55 years	Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes	Annual, half-yearly, quarterly & monthly	Monthly, Half-Yearly or Annually
Plan Policy loan	The policy loan is not available under Bajaj Life Secure Plan.	The policy loan is not available under Aditya Birla Life Saral Jeevan Bima
Plan Sample Premium	Rs 670/- per month	Rs 567-/ per month
Plan Brochure	Brochure URL	Brochure URL
Policy Term	100 minus Entry Age	Minimum term - 5 years, Maximum term - 40 years
Claim Settlement Ratio (2024-25)	99.33%	98.65