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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Life Secure Plan offers you a range of benefits including:

| PLAN DETAILS |
Life Secure Plan |
Click 2 Protect 3d Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Base sum assured: No limit | Basic Sum Assured: ₹10 Lakhs to no limit. |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Single, Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Life Secure Plan. | The policy loan is not available under HDFC Life Click 2 Protect 3D Plus Plan. |
| Plan Sample Premium | Rs 670/- per month | Rs 670-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Minimum term - 10 years Maximum term - 15 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.68% |
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HDFC Life Click 2 Protect 3D Plus Plan Review |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC 3D Plus Plan:
It covers critical illnesses and provides extra financial protection on the investigation of critical illnesses.
A lump sum amount of basic and extra sum insured, is paid for death due to accidents against the payment of additional premium for the extra sum insured selected. It is present only in Extra Life and Extra Life Income options.
By choosing this option, you have the chance to increase the policy cover on every anniversary date of the policy. There would be a systematic or fixed increase as determined during the buying of policy.