Life Secure Plan vs Hdfc Life Click 2 Protect Ultimate Term Insurance Plan 2026 | PolicyX

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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

  • Life cover up to the age of 100 years.
  • Tax Benefit
  • High sum assured rebate.
  • Additional riders to choose from
  • Death benefits
  • Attractive premium rates for female lives.
PLAN DETAILS

Life Secure Plan

Hdfc Life Click 2 Protect Ultimate

Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Critical Illness Benefit
  • Waiver Of Premium
  • High Life Cover Terminal Illness
  • Return of Premium Benefit
  • 100% Claim Assurance
Plan Maturity age Maximum Maturity Age - Whole life 85 years
Plan Sum Assured Base sum assured: No limit INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age Minimum Age - 25 years Maximum Age - 55 years 18 to 85 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan The policy loan is not available under Bajaj Life Secure Plan. no
Plan Sample Premium Rs 670/- per month ₹2,200 – ₹3,000
Plan Brochure Brochure URL Brochure URL
Policy Term 100 minus Entry Age 5 to 82 years
Claim Settlement Ratio (2024-25) 99.33% 99.68%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

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