Life Secure Plan vs Hdfc Life Click 2 Protect Ultimate Term Insurance Plan 2026

Know More About Plans

Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

Life cover up to the age of 100 years.
Tax Benefit
High sum assured rebate.
Additional riders to choose from

Death benefits
Attractive premium rates for female lives.

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

Compare with Other Plans

Other Term Insurance Companies

Premium Including GST
Key Features (Key features of the plan)	3 Plan Options Critical Illness Benefit Waiver Of Premium	High Life Cover Terminal Illness Return of Premium Benefit 100% Claim Assurance
Plan Maturity age	Maximum Maturity Age - Whole life	85 years
Plan Sum Assured	Base sum assured: No limit	INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age	Minimum Age - 25 years Maximum Age - 55 years	18 to 85 years
Plan Payment modes	Annual, half-yearly, quarterly & monthly	Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan	The policy loan is not available under Bajaj Life Secure Plan.	no
Plan Sample Premium	Rs 670/- per month	₹2,200 – ₹3,000
Plan Brochure	Brochure URL	Brochure URL
Policy Term	100 minus Entry Age	5 to 82 years
Claim Settlement Ratio (2024-25)	99.33%	99.68%