Life Secure Plan vs Iprotect Super Term Plan Term Insurance Plan 2026 | PolicyX
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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

  • Life cover up to the age of 100 years.
  • Tax Benefit
  • High sum assured rebate.
  • Additional riders to choose from
  • Death benefits
  • Attractive premium rates for female lives.
PLAN DETAILS

Life Secure Plan

Iprotect Super Term Plan
Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Critical Illness Benefit
  • Waiver Of Premium
  • Term Plan for Self-employed
  • Premium Break Option
  • Smart Exit Benefit
Plan Maturity age Maximum Maturity Age - Whole life Maximum maturity age- 85 years
Plan Sum Assured Base sum assured: No limit Base sum assured- Rs 50 lakhs to Rs 1 crore
Plan Entry Age Minimum Age - 25 years Maximum Age - 55 years Minimum age- 18 years, Maximum age- 55 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under Bajaj Life Secure Plan. No policy loan is available under this plan.
Plan Sample Premium Rs 670/- per month Rs 761/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term 100 minus Entry Age Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age
Claim Settlement Ratio (2024-25) 99.33% 99.33%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders You Can Avail With iProtect Super Term Plan 

You can avail the following rider with ICICI Prudential iProtect Super Term Plan:

ICICI Prudential Non-Linked Accidental Death and Disability Rider

This rider offers an additional sum assured in case the policyholder met with accidental death/ total or permanent disability due to an accident.

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