Life Secure Plan vs Saral Swadhan Plus Plan Term Insurance Plan 2026 | PolicyX
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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

  • Life cover up to the age of 100 years.
  • Tax Benefit
  • High sum assured rebate.
  • Additional riders to choose from
  • Death benefits
  • Attractive premium rates for female lives.
PLAN DETAILS

Life Secure Plan

Saral Swadhan Plus Plan
Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Critical Illness Benefit
  • Waiver Of Premium
  • Death benefit
  • Maturity Benefit
  • Survival benefit
Plan Maturity age Maximum Maturity Age - Whole life Maximum Maturity Age - 70 years
Plan Sum Assured Base sum assured: No limit Basic Sum Assured: ₹30K to ₹4.75L
Plan Entry Age Minimum Age - 25 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 55 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly
Plan Policy loan The policy loan is not available under Bajaj Life Secure Plan. The policy loan is not available under SBI Life Saral Swadhan+ Plan.
Plan Sample Premium Rs 670/- per month Rs 543-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term 100 minus Entry Age Minimum term - 10 years Maximum term - 15 years
Claim Settlement Ratio (2024-25) 99.33% 98.83%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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