Life Secure Plan vs Tata Aia Maha Raksha Supreme Select Plan Term Insurance Plan 2026 | PolicyX

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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

  • Life cover up to the age of 100 years.
  • Tax Benefit
  • High sum assured rebate.
  • Additional riders to choose from
  • Death benefits
  • Attractive premium rates for female lives.
PLAN DETAILS

Life Secure Plan

Tata Aia Maha Raksha Supreme Select Plan

Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Critical Illness Benefit
  • Waiver Of Premium
  • Flexible death benefit options
  • Whole life cover 
  • Super Retirement Benefit (Life Secure Options)
Plan Maturity age Maximum Maturity Age - Whole life 100 years
Plan Sum Assured Base sum assured: No limit ₹ 25,00,000 to no limit
Plan Entry Age Minimum Age - 25 years Maximum Age - 55 years 18 to 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, Half-Yearly, Quarterly, Monthly
Plan Policy loan The policy loan is not available under Bajaj Life Secure Plan. No
Plan Sample Premium Rs 670/- per month 775 Rs/month
Plan Brochure Brochure URL Brochure URL
Policy Term 100 minus Entry Age 5 to 82 years
Claim Settlement Ratio (2024-25) 99.33% 99.41

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders associated with the Tata AIA Maha Raksha Supreme Select plan 

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Non-Linked Comprehensive Health Rider

Provides a lump-sum payout if you are diagnosed with a covered critical illness.

Non-Linked Comprehensive Protection Rider

Adds extra life cover or payout in case of death, disability, or terminal illness.

Vitality Protect 

Offers additional protection benefits along with rewards for staying healthy and active.

Vitality Health

Provides health-related benefits and rewards based on your fitness and wellness activities.

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