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Life Secure Plan
670/- per month
VS
Total Protect Plus Plan
589-/ per month
Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Life Secure Plan offers you a range of benefits including:
| PLAN DETAILS |
Life Secure Plan |
Total Protect Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - 100 years |
| Plan Sum Assured | Base sum assured: No limit | Base sum assured: Rs 25 lakhs to no limit. |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Life Secure Plan. | The policy loan is not available under Protect Plus Plan. |
| Plan Sample Premium | Rs 670/- per month | Rs 589-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Minimum term - 10 years Maximum term - 100 years |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.29% |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Edelweiss Life Total Protect Plus:
Under this rider, an additional sum assured, along with the base plan death benefit, is paid if the policyholder dies due to an accident during the policy term.
Under the accidental disability rider, benefits are offered if the policyholder becomes disabled or dies due to an accident.
Under this rider, if you are hospitalized for any reason that affects your income, it will provide you with a daily allowance similar to your income and other post-hospitalization benefits. This allows you to focus on health recovery rather than worrying about finances.
Under this rider, if you are diagnosed with any of the 12 listed critical illnesses, you will receive a lump sum assured amount to manage your expenses, along with a waiver of all future premiums of the policy.
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