Sampoorn Suraksha Plan vs Protect N Gain Plan Term Insurance Plan 2026 | PolicyX

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In an unpredictable world safeguarding yourself and your family's future against any serious disease or forbidden threat of critical illness, such as cancer is of utmost importance. Introducing SBI Life Sampoorna Cancer Suraksha a term insurance plan diligently designed to offer you and your loved ones financial security and peace of mind during difficult times. This term insurance plan is not just another cancer policy, it shields you against various stages of cancer diagnosis, including Carcinoma in Situ (CIS), Early Stage Cancer, Major-Stage Cancer, and even formidable advanced-stage cancer. Let's embark on a journey of this insurance policy that promises to safeguard your well-being and your family's future.

To get a better understanding of this plan, let's study more about its benefits, and eligibility criteria in detail.

SBI Life Sampoorna Cancer Suraksha Plan offers you a range of benefits including:

  • Cover All Stages of Cancer
  • Add-on Riders
  • Tax Benefits As Per Laws
  • Reset Benefit
  • Staged Lump Sum Payouts
  • In built Premium Waiver Benefit
PLAN DETAILS

Sampoorn Suraksha Plan

Protect N Gain Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Lump Sum Payouts
  • Sum Assured Reset Benefit
  • Waiver Of Premium Benefit
  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systemic Withdrawal Plan Option
Plan Maturity age Maximum Maturity Age - 80 years Maximum Maturity Age - 85 years
Plan Sum Assured Basic Sum Assured: INR 10,000 per member to no limit Base sum assured: 5 Lakhs to no limit.
Plan Entry Age Minimum Age - 16 years Maximum Age - 79 years Minimum Age - 18 years Maximum Age - 55 years
Plan Payment modes Half Yearly, Quarterly, and Monthly Annual, half-yearly, & monthly
Plan Policy loan The policy loan is not available under SBI Life Sampoorna Cancer Suraksha Plan. Policy loan is not available under ICICI protect n gain plan
Plan Sample Premium Rs 546-/ per month Rs 707-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 30 years Minimum policy term - 30 years, Maximum policy term - 40 years
Claim Settlement Ratio (2024-25) 98.83% 99.33%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with SBI Life Cancer Sampoorna Suraksha Plan

You can add the following riders to your SBI Life Cancer Sampoorna Suraksha Plan:

SBI Life Accidental Death Benefit Rider

Accidental Death Benefits Riders provide an additional sum if the policyholder dies within 120 days of the accident.

SBI Life Accidental Total and Permanent Disability Rider

Accidental Total and Permanent Disability Rider covers the policyholder if any accident occurs that leads to the permanent disability of the policyholder.

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