Srs Vitality Protect vs Aditya Birla Anmol Suraksha Kawach Plan Term Insurance Plan 2026 | PolicyX

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Tata AIA SRS Vitality is a rеmarkablе term insurance plan that sеamlеssly blеnds two еssеntial еlеmеnts - Tata AIA Life Insurance Sampoorna Raksha Supreme, an individual lifе insurancе plan, and Tata AIA Vitality Protect, an individual hеalth ridеr. This unique combination results in Tata AIA SRS Vitality Protect, a comprеhеnsivе solution tailorеd to mееt your specific rеquirеmеnts. What sеts this plan apart is its built-in Wеllnеss Program, which not only еnsurеs your protеction but also providеs grеat rеwards for making hеalthy lifеstylе choicеs.

TATA AIA SRS Vitality Plan offers you a range of benefits including:

  • Terminal Illness Cover
  • Tax Benefits
  • Wellness Programs
  • Additional Riders 
  • Guaranteed Discount
  • Free Health Check-up
PLAN DETAILS

Srs Vitality Protect

Aditya Birla Anmol Suraksha Kawach Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Whole Life Cover
  • Wellness Program
  • Cover Boosters
  • Offer short term protection
  • Affordable premiums
  • Flexible premium payment term
Plan Maturity age Maximum Maturity Age - 100 years NA
Plan Sum Assured Base sum assured: Rs50 lakhs to no limit. Base sum assured: 50 lakhs to 2 Crores
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 23 years Maximum Age - 55 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Singular, Regular
Plan Policy loan The policy loan is not available under SRS Vitality Protect. The policy loan is not available under Aditya Birla Anmol Suraksha Kawach
Plan Sample Premium 630/- per month Rs 618-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 82 years Minimum term - 2 years, Maximum term - 5 years
Claim Settlement Ratio (2024-25) 99.41 98.65
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with TATA AIA Vitality Protect

You can add the following riders to your TATA AIA Vitality Protect:

Tata AIA Vitality Protect Rider

Tata AIA Vitality Protect comes with 2 different premium options i.e. With Return of Premium and Without Return Of Premium. 

Tata AIA Vitality Health Rider

Tata AIA Vitality Health Rider also comes with two premium options i.e. With Return of Premium and Without Return Of Premium. This rider offers additional coverage through rider options such as HospiCare, Accidental Disability Care, etc.

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