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Hdfc Life Uday Plan vs Icici Prudential Future Perfect Plan

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Hdfc Life Uday Plan vs Icici Prudential Future Perfect Plan

Hdfc Life Uday Plan

Invest today for a worry-free tomorrow with the HDFC Life Uday Savings Plan for a brighter future.HDFC Life Uday, from HDFC Life Insurance, is a guaranteed savings plan that offers the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family will receive a lump...

Icici Prudential Future Perfect Plan

Build wealth, secure dreams: The ICICI Prudential Future Perfect Plan helps you achieve a brighter future. Savings alone won't make your dreams come true; you need to grow your money to reach your future goals. An investment plan like ICICI Pru Future Perfect helps grow your wealth with the promise ...

PLAN DETAILS

Hdfc Life Uday Plan


Icici Prudential Future Perfect Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Discount on Sum Assured
  • Guaranteed Additions
  • 2 Rider Benefits
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Plan Uniqueness
  • Auto Cover Continuance
  • Partial withdrawal
  • Two policy term options
  • Guaranteed Additions
  • Flexible PPT
  • Cash Bonuses
Plan Maturity age Maximum maturity age: 70 years Maximum maturity age - 70 years
Premium payment term Minimum: 8 years Maximum: 10 years 5/7/10/15/20 years
Plan Entry Age Minimum Age: 18 years Maximum Age: 55 years Minimum age - 91 days Maximum age - 55 years
Sum assured Minimum: Rs. 28,465 Maximum: No limit Minimum sum assured - 84,000 Maximum sum assured - 4 Lakhs
Premium payment frequency Monthly, Quarterly, Half-Yearly, or Annually Monthly, Quarterly, Half-Yearly, Annually
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy tenure 12 to 15 years 10 to 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

Know More About Plans

Invest today for a worry-free tomorrow with the HDFC Life Uday Savings Plan for a brighter future.

HDFC Life Uday, from HDFC Life Insurance, is a guaranteed savings plan that offers the dual benefit of wealth creation and family protection. Upon your unfortunate death, your family will receive a lump sum death benefit. If you outlive the policy term, you will receive a maturity benefit. You will also get 3% p.a. guaranteed additions during the first five policy years.

The insurer pays a cash bonus to the policyholder at the end of each financial year. If you do not wish to continue your policy, you can surrender it and receive a Guaranteed Surrender Value (GSV). The plan also offers Auto Cover Continuance, where your death benefit continues for the next year even if you miss a premium payment. HDFC offers a discount on a high sum assured of ₹2 lakhs and above.

HDFC Life Uday is a non-participating, non-linked savings life insurance plan.

HDFC Life Uday Plan offers a range of benefits including:

  • 2 Policy Term Options
  • Tax Benefits
  • Additional Death Benefits
  • Cash bonuses
  • Auto Cover Continuance
  • Discounts

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