Lic Bima Diamond vs Icici Prudential Life Insurance Icici Pru Signature Plan Life Insurance Plan 2026 | PolicyX
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The LIC Bima Diamond Plan (Table No. 841) was a non-linked, limited premium paying money-back plan, combining insurance and savings. It offered regular payouts, extended life cover, and loyalty additions, alongside death and maturity benefits, all with af
PLAN DETAILS

Lic Bima Diamond

Icici Prudential Life Insurance Icici Pru Signature Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
  • Life Cover
  • Wealth Boosters
  • Return of Premium Allocation Charges
Plan Maturity age Maximum Maturity Age - 65 years 99 years
Plan Sum Assured 10 to 15 years Single, Yearly, Half-Yearly, and Monthly
Plan Entry Age Minimum Age: 14 years, Maximum Age: 45 years 0-70 years
Plan Payment modes Rs 1 lakh to Rs 5 lakh 0-39 years- 1.25 X Single Premium 40 and above 40 years- 10 X Single Premium
Plan Policy loan Annual, Half-Yearly, Quarterly & Monthly Single, Yearly, Half-Yearly, and Monthly
Plan Sample Premium - ₹5,00,000 p.a.
Plan Brochure Brochure URL Brochure URL
Policy Term 16, 20, 24 years 10 to 30 years
Claim Settlement Ratio (2024-25) 98.5% 99.3

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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