Tata Aia Gold Income Plan vs Kotak Ace Investment Plan Life Insurance Plan 2026 | PolicyX
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The Tata AIA Gold Income Plan is a non-linked life insurance savings plan offering guaranteed returns and life protection for mid to long-term financial goals. It provides increasing income through boosters, a lump sum at maturity, and tax benefits. Polic
PLAN DETAILS

Tata Aia Gold Income Plan

Kotak Ace Investment Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed income
  • Income booster available
  • Enhanced protection through riders
  • Top-up premiums
  • Choice of life cover
  • Enhancing options to choose from
Plan Maturity age Minimum 18 years, Maximum 77 years Maximum maturity age: 75 years
Plan Sum Assured Minimum 12 years, Maximum 15 years 15/20/25/30 years
Plan Entry Age Minimum 3 years, Maximum 65 years Minimum entry age: 0 years Maximum entry age: 65 years
Plan Payment modes Rs. 11,00,000 Higher of 10 times AP
Plan Policy loan Annual, Half-yearly, Quarterly, Monthly Monthly, Quarterly, Half-yearly, and Yearly
Plan Sample Premium Rs 36000 -
Plan Brochure Brochure URL Brochure URL
Policy Term 12 years 10/ 15/ 20/25/30 years
Claim Settlement Ratio (2024-25) Minimum Age - 0 year Minimum Age - 5 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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