Sud Life vs Aviva Term

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COMPANY DETAILS

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Sud Life

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Aviva Term

Rating	Rating 4.6	Rating 4.6
Number of term insurance plans and add-ons	No. of Plans - ❯	No. of Plans - ❯
Annual Premiums Collected (2024-25)	Annual Premiums Collected (2024-25) ₹ 260.38 Cr	Annual Premiums Collected (2024-25) ₹ 1306.77 crore
Payout Options	Payout Options Lump sum, monthly, or a combination of both	Payout Options Lump sum, monthly or a combination of both
Claim ratio	Payout Options 98.84%%	Payout Options 99%%
Solvency Ratio	Solvency Ratio 2.30	Solvency Ratio 1.93
Pan India Presence	Pan India Presence 11k branches	Pan India Presence 122+
Riders Available	Riders Available Accidental Death and Total & Permanent Disability Benefit Rider	Riders Available Accidental Death Benefit Rider, Critical Illness Rider, Waiver of Premium Rider, Cancer Cardio
Inception year	Inception year 2007	Inception year 2002
Complaint ratio per ₹1 crore of premium collected	Complaint ratio per ₹1 crore of premium collected 0.028	Complaint ratio per ₹1 crore of premium collected 0.088
Average claim settlement time	Average claim settlement time 15 Days	Average claim settlement time 5 working days
Recommended Videos	Term Insurance Plans of Aviva Life Insurance

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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