Arogya Shield Plan vs Hdfc Click Supreme Term Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life cover under a single plan. The policy grants security for your family with a standard term plan at an affordable cost. Arogya Sheid offers cashless claims for health coverage and an additional discount of 5% on premiums. The company has designed a brilliant plan that is uncomplicated and has the benefit of both worlds i.e. life and health insurance. 

SBI Life Arogya Shield Plan offers you a range of benefits including:

  • Pure Term Life Cover
  • Cashless Claims
  • Tax Benefits As Per Laws
  • Large Sum Assured Discounts
  • Health Cover
  • Hospitalization Cover
PLAN DETAILS

Arogya Shield Plan

Hdfc Click Supreme

Premium Including GST
Key Features
(Key features of the plan)
  • Combination Plan
  • Hospitalization Cover
  • Discount on Premiums
  • Choice of Plan Options
  • Return of Premium Option
  • Increasing Death Benefits
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 85 years
Plan Sum Assured Basic Sum Assured: ₹20L to ₹2.5 Cr Base sum assured: Rs 10,000 to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 84 years
Plan Payment modes Yearly and Monthly Monthly, Quarterly, and Half-yearly and Yearly
Plan Policy loan The policy loan is not available under SBI Life Arogya Shield Plan. No Policy Loans are available under this plan.
Plan Sample Premium Rs 503-/ per month Rs 931/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 40 years 1 month to 85 years minus entry age
Claim Settlement Ratio (2024-25) 98.83% 99.68%
Recommended Videos
SBI Term Insurance | Best Life Insurance Policy In India

SBI Term Insurance | Best Life Insurance Policy In India

-

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

HDFC Life Income Benefit on Accidental Disability Rider

In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.

HDFC Life LiveWell Rider

Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation

HDFC Life Protect Plus Rider

Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.

HDFC Life Health Plus Rider

Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.

 

Other Term Insurance Companies

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
📞 Call Free