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Click 2 Protect Super Plan vs Hdfc Click Supreme

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Know More About Plans

HDFC Life Click 2 Protect Super Plan is one of the top term insurance plans that offers high life cover at affordable premiums and multiple coverage options. The plan offers a choice of 3 plan options: Life Option, Life Plus Option, and Life Goal Option. The plan protects you against unfortunate incidents like death, accidental death, and terminal illness.

Apart from this, this is one of the best term insurance plans that also offers a waiver of premium on the diagnosis of a critical Illness and additional cover for a spouse.

HDFC Click to Protect Super offers you a range of benefits, including:

why-choose
  • Return of Premium (ROP)
  • Waiver of Premium on Critical Illness
  • Waiver of Premium on Total and Permanent Disability
  • Spouse Cover Option
  • Cover Accidental Death
  • Increasing Death Benefit Up To 200%
PLAN DETAILS

Click 2 Protect Super Plan


Hdfc Click Supreme

Premium Including GST
Key Features
(Key features of the plan)
  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover
  • Choice of Plan Options
  • Return of Premium Option
  • Increasing Death Benefits
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 85 years
Plan Sum Assured Basic Sum Assured: ₹5,000 to no limit. Base sum assured: Rs 10,000 to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 84 years
Plan Payment modes Half-yearly, quarterly & monthly Monthly, Quarterly, and Half-yearly and Yearly
Plan Policy loan The policy loan is not available under HDFC Click 2 Protect Super Plan. No Policy Loans are available under this plan.
Plan Sample Premium Rs 677/- per month Rs 931/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 85 years 1 month to 85 years minus entry age
Claim Settlement Ratio (2024-25) 99.68% 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

HDFC Life Income Benefit on Accidental Disability Rider

In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.

HDFC Life LiveWell Rider

Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation

HDFC Life Protect Plus Rider

Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.

HDFC Life Health Plus Rider

Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.

 

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