Bajaj Saral Jeevan Bima vs Aditya Birla Sun Life Insurance Saral Jeevan Bima Term Insurance Plan 2026

Know More About Plans

Bajaj Sararl Jeevan Bima is a non-linked, non-participating individual, pure-risk premium life insurance plan designed to provide financial security to the policyholder and their families. The plan offers flexibility in choosing sum assured, term, premium payment term, and payment mode. The policyholder can enjoy a good range of sum assured from 5 lakh to 25 lakh.

Bajaj Saral Jeevan Bima Plan offers you a range of benefits including:

Premium Flexibility
Tax Benefit
Surrender Value
Additional riders to choose from

Death benefits
Choice of sum assured;

Riders Associated with HDFC Life Click 2 Protect Supreme Plan

You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:

Accidental Death Benefit Rider

It Pays extra amount if death happens due to an accident, over and above base sum assured.

Accidental Total and Permanent Disability Rider

This rider provides financial support if an accident leads to permanent disability and loss of earning ability.

Critical Illness Rider

This rider pays a lump sum if you get diagnosed with serious illnesses like cancer, heart attack, or stroke, based on policy terms.

Waiver of Premium Rider

All the future premiums get waived if you face disability or critical illness, while the policy continues to stay active.

Compare with Other Plans

Other Term Insurance Companies

Premium Including GST
Key Features (Key features of the plan)	Death Benefit Tax Benefit 25 Lakh Max Sum Assured	Simple Protection Plan Flexible Premium Payment Covers Accidental Death
Plan Maturity age	Maximum Maturity Age - 70 years	Maximum Maturity Age - 70 years
Plan Sum Assured	Base sum assured: Rs 5 lakhs to 25 lakhs	Base sum assured: 5 lakhs to 25 Lakhs
Plan Entry Age	Minimum Age - 18 years Maximum Age - 65 years	Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes	Annual, half-yearly, quarterly & monthly	Monthly, Half-Yearly or Annually
Plan Policy loan	The policy loan is not available under Bajaj Saral Jeevan Bima	The policy loan is not available under Aditya Birla Life Saral Jeevan Bima
Plan Sample Premium	Rs 670/- per month	Rs 567-/ per month
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum term - 5 years Maximum term - 40 years	Minimum term - 5 years, Maximum term - 40 years
Claim Settlement Ratio (2024-25)	99.33%	98.65