Bajaj Saral Jeevan Bima vs Eshield Plan Term Insurance Plan 2026 | PolicyX
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Bajaj Sararl Jeevan Bima is a non-linked, non-participating individual, pure-risk premium life insurance plan designed to provide financial security to the policyholder and their families. The plan offers flexibility in choosing sum assured, term, premium payment term, and payment mode. The policyholder can enjoy a good range of sum assured from 5 lakh to 25 lakh.

Bajaj Saral Jeevan Bima Plan offers you a range of benefits including:

  • Premium Flexibility 
  • Tax Benefit
  • Surrender Value
  • Additional riders to choose from
  • Death benefits
  • Choice of sum assured;

PLAN DETAILS

Bajaj Saral Jeevan Bima

Eshield Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Tax Benefit
  • 25 Lakh Max Sum Assured
  • Choose your sum assured
  • Terminal illness cover
  • Non-smoker discounts
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 80 years
Plan Sum Assured Base sum assured: Rs 5 lakhs to 25 lakhs Basic Sum Assured: ₹50L to No LImit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, Half-yearly,& Monthly
Plan Policy loan The policy loan is not available under Bajaj Saral Jeevan Bima The policy loan is not available under SBI Life eShield Plan.
Plan Sample Premium Rs 670/- per month Rs 521-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 40 years Minimum term - 5 years Maximum term - 85-less than entry age years
Claim Settlement Ratio (2024-25) 99.33% 98.83%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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