Bharti Axa Saral Jeevan Bima vs Saral Jeevan Bima Term Insurance Plan 2026 | PolicyX

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Uncertainties are inescapable, but you can make sure your family's goals remain undisturbed, irrespective of the circumstances, with a Bharti AXA Life Saral Jeevan Bima. It is a basic term insurance plan to secure the family's financial future in exchange for pocket-friendly premiums. However, you can even choose the premium payment term based on your budget. With their simple and easy-to-understand features, you can secure yourself & your family hassle-free.

Bharti AXA Life Saral Jeevan Bima offers you a range of benefits including:

  • Affordable Premium
  • Multiple Premium Payment Term
  • Add-on Riders
  • Tax Benefits as Per Laws
  • Lower Premiums for Women
  • Death Benefit
PLAN DETAILS

Bharti Axa Saral Jeevan Bima

Saral Jeevan Bima

Premium Including GST
Key Features
(Key features of the plan)
  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit
  • Flexible premiums
  • Additional riders
  • Financial protection
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 70 years
Plan Sum Assured Basic Sum Assured: ₹5 Lakhs to ₹50 Lakhs Basic Sum Assured: ₹50,000 to no limit.
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, Semi-Annual, and Monthly Single pay, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Bharti AXA Life Saral Jeevan Bima. The policy loan is not available under HDFC Life Saral Jeevan Bima Plan.
Plan Sample Premium Rs 580-/ per month Rs 630/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 40 years Minimum term - 10 years Maximum term - 50 years
Claim Settlement Ratio (2024-25) 99.18% 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Bharti AXA Life Saral Jeevan Bima

You can add the following riders to your Bharti AXA Life Saral Jeevan Bima:

Bharti AXA Life Accidental Death Benefit rider

Bharti AXA Life Accidental Death Benefit rider provides an additional sum assured equal to 50% of the sum assured in case of the unfortunate demise of the life insured due to an accident.

Bharti AXA Life Accidental Total and Permanent Disability Rider

Bharti AXA Life Accidental Total and Permanent Disability Rider provides a rider sum assured to the nominee in case of permanent disability within 120 days of the accident.

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