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Canara Saral
508-/ per month
VS
Smart Protect Goal Plan
730/- per month
Canara HSBC Saral Jeevan Bima is an affordable term plan with flexible term, lump sum cover, and day 1 accidental death benefit. The design of this plan is best for buyers who are looking for simple and low-cost protection. The policy provides coverage from ₹5 lakh to ₹25 lakh with premium discounts for non-smokers and females.
The Saral Jeevan Term Plan by Canara HSBC also offers discounts for non-smokers and females.
Canara HSBC Saral Jeevan Bima Plan offers you a range of benefits including:
| PLAN DETAILS |
Canara Saral |
Smart Protect Goal Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 75/85/99 years |
| Plan Sum Assured | Basic Sum Assured: Rs. 5 Lakhs to Rs. 25 Lakhs | 50 lakh to No limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Yearly, half-yearly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Canara HSBC Saral Jeevan Bima Plan. | The policy loan is not available under Bajaj Smart Protect Goal |
| Plan Sample Premium | Rs 508-/ per month | Rs 730/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 5 years Maximum term - 99 minus Entry age |
| Claim Settlement Ratio (2024-25) | 99.43% | 99.33% |
|
Canara HSBC Term Insurance Plans Bajaj Life Smart Protect Goal In 2026 |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Bajaj Smart Goal Protection Plan:
In case of the policyholder’s demise due to the accident benefits are paid to their nominee.
Under the accidental disability rider,Benefits are offered in case of the policyholder’s disability or demise due to the accident.
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