Care Plus Term Plan vs Saral Jeevan Bima Term Insurance Plan 2026 | PolicyX

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Future Generali Care Plus Plan is an affordable term plan offering high coverage, flexible terms, and tax benefits. The plan is extremely affordable and offers discounts on a high sum assured.

The Care Plus plan offered by Future Generali has two plan options: Classic and Premier. This policy offers flexible policy terms and allows the policyholder to customize the plan. The plan also offers a grace period of 30 days from the last premium due date.

Future Generali Care Plus Term Plan offers a range of benefits, including:

  • Choose your plan option
  • Flexible policy terms
  • Affordable premiums
  • Additional riders to choose from
  • Death benefits
  • Higher sum assured discounts
PLAN DETAILS

Care Plus Term Plan

Saral Jeevan Bima

Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Two Plan Options
  • Accidental Rider
  • Flexible premiums
  • Additional riders
  • Financial protection
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 70 years
Plan Sum Assured Base Sum Assured: Rs 25 Lakhs to No Limit Basic Sum Assured: ₹50,000 to no limit.
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Single pay, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Care Plus Term Plan. The policy loan is not available under HDFC Life Saral Jeevan Bima Plan.
Plan Sample Premium Rs 523-/ per month Rs 630/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 5 years, Maximum Term: (85 minus Entry Age) years Minimum term - 10 years Maximum term - 50 years
Claim Settlement Ratio (2024-25) 99.78% 99.68%
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HDFC Term Insurance Plans

HDFC Term Insurance Plans

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with HDFC Life Saral Jeevan Bima Plan

You can add the following riders to your HDFC Life Saral Jeevan Bima Plan:

HDFC Income Benefit on Accidental Disability Rider

Get additional income benefits over and above your sum assured in the event of total permanent disability due to an accident.

HDFC Life Protect Plus Rider

If the policyholder passes away due to an unfortunate accident during the rider term, 100% of the rider sum assured shall be payable.

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