Family Income Protector Plus Plan vs Hdfc Life Click 2 Protect Ultimate Term Insurance Plan 2026

Know More About Plans

A term plan that provides a regular monthly income after your demise.

If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any mishap occurs to you? Such a scenario can strip your family of financial aid.

To ensure your family's income continues even after your demise, PNB MetLife Term Insurance has introduced the 'Family Income Protector Plus' plan. This unique non-linked term insurance plan protects your family from future uncertainties by providing a regular monthly income for up to 20 years. Additionally, if you outlive the policy term, the premiums paid will be returned to you.

The PNB MetLife Family Income Protector Plus plan offers a range of benefits, including:

Guaranteed Monthly Income
Choice of Plan Options
Return of Premium
Tax Benefits as per laws
Add-on Riders
Affordable Premiums

Riders Associated with Tata AIA Maha Raksha Supreme Select plan

You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:

Tata AIA Life Insurance Health Rider

Covers major health risks like critical illness and hospitalization, giving you extra financial support during medical emergencies.

Tata AIA Life Insurance Protection Rider

Enhances your base policy with additional life cover against risks like death, disability, or critical illness.

Tata AIA Vitality Protect

Rewards healthy lifestyle habits while boosting protection benefits through discounts and wellness-linked incentives.

Tata AIA Vitality Health

Links your health activities to rewards and offers benefits on medical and wellness expenses.

Compare with Other Plans

Other Term Insurance Companies

Premium Including GST
Key Features (Key features of the plan)	Monthly Income for 20 yrs Return of premium Tax benefits	High Life Cover Terminal Illness Return of Premium Benefit 100% Claim Assurance
Plan Maturity age	Maximum Maturity Age - 75 years	85 years
Plan Sum Assured	Basic Sum Assured: ₹14L to ₹1.4Cr.	INR 1,00,00,000 to INR 3,00,00,000
Plan Entry Age	Minimum Age - 25 years Maximum Age - 60 years	18 to 85 years
Plan Payment modes	Annual, Semi-Annual, and Monthly	Monthly, Half-yearly, Quarterly, and Annually.
Plan Policy loan	Policy loans are not available under the PNB MetLife Family Income Protector Plus plan.	no
Plan Sample Premium	Rs 511-/ per month	₹2,200 – ₹3,000
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum Term: 10 years, Maximum Term: 20 years	5 to 82 years
Claim Settlement Ratio (2024-25)	99.57%	99.68%
Recommended Videos	PNB Metlife Term Insurance Plans	-