Compare

Family Income Protector Plus Plan vs Smart Term Plan

  • features icon No Spam
  • features icon No mis-selling
  • features icon No pushy sales

VS

Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

30

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Know More About Plans

A term plan that provides a regular monthly income after your demise.

If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any mishap occurs to you? Such a scenario can strip your family of financial aid.

To ensure your family's income continues even after your demise, PNB MetLife Term Insurance has introduced the 'Family Income Protector Plus' plan. This unique non-linked term insurance plan protects your family from future uncertainties by providing a regular monthly income for up to 20 years. Additionally, if you outlive the policy term, the premiums paid will be returned to you.

The PNB MetLife Family Income Protector Plus plan offers a range of benefits, including:

  • Guaranteed Monthly Income
  • Choice of Plan Options
  • Return of Premium
  • Tax Benefits as per laws
  • Add-on Riders
  • Affordable Premiums
PLAN DETAILS

Family Income Protector Plus Plan


Smart Term Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Monthly Income for 20 yrs
  • Return of premium
  • Tax benefits
  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 85 years
Plan Sum Assured Basic Sum Assured: ₹14L to ₹1.4Cr. Base sum assured: 20 lakhs to no limit.
Plan Entry Age Minimum Age - 25 years Maximum Age - 60 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, Semi-Annual, and Monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan Policy loans are not available under the PNB MetLife Family Income Protector Plus plan. The policy loan is not available under Axis Max Life Smart Secure Plus Plan.
Plan Sample Premium Rs 511-/ per month Rs 586/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 10 years, Maximum Term: 20 years Minimum term - 10 years Maximum term - 67 years
Claim Settlement Ratio (2024-25) 99.57% 99.78
Recommended Videos
PNB Metlife Term Insurance Plans

PNB Metlife Term Insurance Plans

Max Life Smart Term Plan | Max Life Term Insurance Review

Max Life Smart Term Plan | Max Life Term Insurance Review

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Axis Max Life Smart Secure Plus Plan

You can add the following riders to your Axis Max Life Smart Secure Plus Plan:

Axis Max Life Waiver of Premium Plus Rider

It will waive off all future premiums and the benefits of the policy will remain the same in case of disability, dismemberment, or diagnosis of critical illness.

Axis Max Life Critical Illness and Disability Rider

In case the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure, then rider benefits are paid to them.

Other Term Insurance Companies

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.