Hdfc Life Click 2 Protect Elite vs Tech Term Plan Term Insurance Plan 2026 | PolicyX

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HDFC Life Click 2 Protect Elite by HDFC Life Insurance offers very high life cover, smart exit (premium return), flexible payouts, and rider options for enhanced protection. With the Smart Exit Benefit option, you can get all your premiums back if your policy tenure is greater than 30.

This plan offers a range of benefits including the option to change payment frequency, surrender value, policy revival, free-look period to understand policy terms, grace period to avoid late payment charges, etc. To enhance your coverage you can choose from various riders such as Critical Illness Rider, Disability Rider, Protect Plus Rider, and Health Plus Rider. You can get a higher coverage under this plan with a sum assured ranging from 2 crores to no maximum limit.

HDFC Life Click2 Protect Elite plan offers you a range of benefits including:

  • Affordable premiums
  • Death Benefit
  • Survival Value
  • Tax benefits
  • Riders for enhanced protection

PLAN DETAILS

Hdfc Life Click 2 Protect Elite

Tech Term Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Smart Exit Benefit
  • Free-look period
  • Policy revival
  • Online Application
  • Rebate on High Sum Assured
  • Lower Premium for Women
Plan Maturity age Maximum Maturity Age - 45 years Maximum Maturity Age - 80 years
Plan Sum Assured Base sum assured: 2 Crores to No Limit Base sum assured: Rs 50 lakhs to no limit.
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Monthly, Quarterly, and Half-yearly and Yearly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is available under HDFC Life Click 2 Protect Elite Plan The policy loan is not available under LIC Tech Term Plan.
Plan Sample Premium Rs 671/- per month Rs 580-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 40 Years Minimum term - 10 years Maximum term - 40 years
Claim Settlement Ratio (2024-25) 99.68% 98.15%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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