Icare Ii Plan vs Mera Term Plan Plus Term Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

ICICI Prudential iCare II is a pure, non-linked term insurance plan designed to provide affordable and reliable financial protection, especially for individuals in high-risk occupations. This plan covers you up to age 85, with a minimum entry age of 18. With a minimum sum assured of just Rs. 86,548 under plan option 1, you can get this plan only for 2444/- annually. The plan is particularly useful for those in professions like construction, mining, or firefighting, where the risk of accidents is higher, as it includes options to enhance coverage through accidental death benefits.

Here are some key features of this plan:

  • Affordable Premiums
  • Fleixible Premium Payment Mode
  • Online Discount
  • Choice of 2 Plan Options
  • Higher Sum Assured Value
  • Whole Life Coverage
PLAN DETAILS

Icare Ii Plan

Mera Term Plan Plus

Premium Including GST
Key Features
(Key features of the plan)
  • Accidental Death cover
  • Affordable premiums
  • Tax benefit on premiums
  • Comprehensive coverage
  • Plan enhancement options
  • Customizable plans
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 70 years
Plan Sum Assured Base sum assured: Rs. 86548 to no limit. Basic Sum Assured: ₹₹5,000 per member to no limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 15 years Maximum Age - 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, Semi-Annual, quarterly and Monthly
Plan Policy loan The policy loan is not available under ICICI Pru iCare II Plan The policy loan is not available under PNB Metlife Mera Term Plan Plus.
Plan Sample Premium Rs 798-/ per month Rs 545-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 67 years Minimum term - 10 years Maximum term - 99- entry age
Claim Settlement Ratio (2024-25) 99.33% 99.57%
Recommended Videos
ICICI Prudential Term Insurance

ICICI Prudential Term Insurance

PNB Metlife Mera Term Plan Plus

PNB Metlife Mera Term Plan Plus

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with ICICI Pru iProtect Care II Plan

You can add the following riders to your ICICI Pru iProtect Care II Plan:

ICICI Pru Accidental Death Benefit Rider

With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death to the life insured.

ICICI Pru Critical Illness Rider

With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illness diseases.

Other Term Insurance Companies

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
📞 Call Free