Life Secure Plan vs Iterm Comfort Plan Term Insurance Plan 2026 | PolicyX
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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.

Bajaj Life Secure Plan offers you a range of benefits including:

  • Life cover up to the age of 100 years.
  • Tax Benefit
  • High sum assured rebate.
  • Additional riders to choose from
  • Death benefits
  • Attractive premium rates for female lives.
PLAN DETAILS

Life Secure Plan

Iterm Comfort Plan
Premium Including GST
Key Features
(Key features of the plan)
  • 3 Plan Options
  • Critical Illness Benefit
  • Waiver Of Premium
  • Comprehensive protection
  • Special exit value
  • 2 rider benefits
Plan Maturity age Maximum Maturity Age - Whole life Maximum Maturity Age - 70 years
Plan Sum Assured Base sum assured: No limit Base sum assured: ₹25 lakh - ₹1.25 crore
Plan Entry Age Minimum Age - 25 years Maximum Age - 55 years Minimum Age: 18 years, Maximum Age: 65 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under Bajaj Life Secure Plan. A policy loan is not available under Bandhan Life iTerm Comfort.
Plan Sample Premium Rs 670/- per month Rs 530-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term 100 minus Entry Age 5 years -70 years
Claim Settlement Ratio (2024-25) 99.33% 99.73%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Bandhan Life iTerm Comfort Term Plan: You can add the following riders to your iTerm Comfort plan: Bandhan Life Accidental Death Benefit Rider: Provides a lump-sum payout equal to the rider's sum assured in case of the policyholder's death due to an accident. Bandhan Life Critical Illness Rider: This rider provides a lump-sum payout and/or waiver of premium upon diagnosis of any of the 36 listed critical illnesses.

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