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Bajaj Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Life Secure Plan offers you a range of benefits including:

| PLAN DETAILS |
Life Secure Plan |
Mera Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Base sum assured: No limit | Basic Sum Assured: ₹₹5,000 per member to no limit |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, Semi-Annual, quarterly and Monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Life Secure Plan. | The policy loan is not available under PNB Metlife Mera Term Plan Plus. |
| Plan Sample Premium | Rs 670/- per month | Rs 545-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Minimum term - 10 years Maximum term - 99- entry age |
| Claim Settlement Ratio (2024-25) | 99.33% | 99.57% |
|
PNB Metlife Mera Term Plan Plus |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your PNB MetLife Mera Term Plan Plus:
Get additional health coverage on top of the base cover in case of a diagnosis of any listed critical illnesses.
Get an extra payout on top of base cover upon your unfortunate death due to an accident.
Get an extra payout on top of the base cover on total and permanent disability due to an accident.
Get additional coverage if you are diagnosed with a pre-specified critical illness.