Compare

Pnb Metlife Pos Suraksha Plan vs Icici Prudential Iprotect Smart Plus Plan

  • features icon No Spam
  • features icon No mis-selling
  • features icon No pushy sales

VS

Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

30

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Know More About Plans

PNB MetLife POS Suraksha is an individual, non-linked, non-participating term insurance plan that provides guaranteed monthly income to support your family financially in your absence. It offers both death and maturity benefits for better financial protection of your loved ones.

The plan offers a policy term ranging from 10 to 15 years and starts at an affordable premium of just ₹177 per month. It comes with flexible premium payment options and an easy enrollment process, allowing you to buy it without any medical examinations.

PNB MetLife POS Suraksha offers a range of benefits, including:

  • Affordable Premium
  • Flexible Premium Payment Term
  • Guaranteed Monthly Income
  • Tax Benefits as per laws
  • Return of 100% Premium
  • Maturity Benefit
PLAN DETAILS

Pnb Metlife Pos Suraksha Plan


Icici Prudential Iprotect Smart Plus Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed Monthly Income
  • Return of 100% premium
  • Easy Enrollment
  • Choice of Plan Option
  • Premium Break
  • Insta Claim Payment
Plan Maturity age Maximum Maturity Age - 65 years Maximum maturity age- 99 years
Plan Sum Assured Basic Sum Assured: ₹50,000 to unlimited. Base sum assured- Rs 50 lakhs to Rs No limit
Plan Entry Age Minimum Entry Age: 18 years. Maximum Entry Age: 55 years. Minimum age- 18 years, Maximum age- 65 years
Plan Payment modes Annual, Semi-Annual, Quarterly, and Monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under PNB MetLife POS Suraksha Plan. No policy loan is available under this plan.
Plan Sample Premium Rs 521-/ per month Rs 635/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years. Maximum Policy Term: 15 years. Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years
Claim Settlement Ratio (2024-25) 99.57% 99.33%
Recommended Videos
PNB Metlife Term Insurance Plans

PNB Metlife Term Insurance Plans

ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review

ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with PNB MetLife POS Suraksha Plan

You can add the following riders to your PNB MetLife POS Suraksha Plan:

PNB MetLife Critical Illness Rider

The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions.

PNB Metlife Terminal Illness Rider

This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.

PNB Metlife Waiver of Premium Rider

This rider ensures that future due premiums are waived off in case of total and permanent disability of the life assured.

Other Term Insurance Companies

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.