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PNB MetLife POS Suraksha is an individual, non-linked, non-participating term insurance plan that provides guaranteed monthly income to support your family financially in your absence. It offers both death and maturity benefits for better financial protection of your loved ones.
The plan offers a policy term ranging from 10 to 15 years and starts at an affordable premium of just ₹177 per month. It comes with flexible premium payment options and an easy enrollment process, allowing you to buy it without any medical examinations.
PNB MetLife POS Suraksha offers a range of benefits, including:
| PLAN DETAILS |
Pnb Metlife Pos Suraksha Plan |
Icici Prudential Iprotect Smart Plus Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
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| Plan Maturity age | Maximum Maturity Age - 65 years | Maximum maturity age- 99 years |
| Plan Sum Assured | Basic Sum Assured: ₹50,000 to unlimited. | Base sum assured- Rs 50 lakhs to Rs No limit |
| Plan Entry Age | Minimum Entry Age: 18 years. Maximum Entry Age: 55 years. | Minimum age- 18 years, Maximum age- 65 years |
| Plan Payment modes | Annual, Semi-Annual, Quarterly, and Monthly | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is not available under PNB MetLife POS Suraksha Plan. | No policy loan is available under this plan. |
| Plan Sample Premium | Rs 521-/ per month | Rs 635/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum Policy Term: 10 years. Maximum Policy Term: 15 years. | Minimum policy term- 5 years, Maximum policy term- Coverage till 99 years |
| Claim Settlement Ratio (2024-25) | 99.57% | 99.33% |
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PNB Metlife Term Insurance Plans ICICI Pru iProtect Smart Plus Term Plan Review | ICICI Term Life Insurance Review |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your PNB MetLife POS Suraksha Plan:
The rider plan provides payment of an additional amount on the diagnosis of 10 critical conditions.
This rider offers additional benefits in case the policyholder is diagnosed with any of the terminal illnesses mentioned in the brochure.
This rider ensures that future due premiums are waived off in case of total and permanent disability of the life assured.