Pos Saral Jeevan Bima Yojana vs Saral Jeevan Bima Term Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

Bharti AXA Life POS Saral Jeevan Bima Yojana is a non-linked, non-participating, individual, pure-risk premium life insurance plan that offers lump sum death benefit from Rs.50,000 to no limit in case of demise of the life insured during the policy tenure. It provides a double sum assured to the nominee in case of the demise of the life insured due to an accident. The plan also has one of the highest policy issuance rates because no medical examination test is required for purchase.

Bharti AXA Life POS Saral Jeevan Bima offers you a range of benefits including:

  • Affordable Premium
  • Multiple Premium Payment Modes
  • In-built Accidental Cover
  • Tax Benefits as per laws
  • Double Sum Assured Option
  • Advance Premium Feature
PLAN DETAILS

Pos Saral Jeevan Bima Yojana

Saral Jeevan Bima

Premium Including GST
Key Features
(Key features of the plan)
  • Double Sum Assured
  • No medical examination
  • Quick policy issuance
  • Flexible premiums
  • Additional riders
  • Financial protection
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 70 years
Plan Sum Assured Basic Sum Assured: ₹50 Thousands to no limit Basic Sum Assured: ₹50,000 to no limit.
Plan Entry Age Minimum Age - 18 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 65 years
Plan Payment modes Annual, Semi-Annual, Quarterly, and Monthly Single pay, half-yearly, quarterly & monthly
Plan Policy loan The policy loan is not available under POS Saral Jeevan Bima Yojana Plan. The policy loan is not available under HDFC Life Saral Jeevan Bima Plan.
Plan Sample Premium Rs 530-/ per month Rs 630/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 25 years Minimum term - 10 years Maximum term - 50 years
Claim Settlement Ratio (2024-25) 99.18% 99.68%
Recommended Videos
Bharti AXA Term Insurance Plans

Bharti AXA Term Insurance Plans

HDFC Term Insurance Plans

HDFC Term Insurance Plans

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Bharti AXA Life POS Saral Jeevan Bima

You can add the following riders to your Bharti AXA Life POS Saral Jeevan Bima Plan:

Accidental Death Benefit Rider

Get an extra payout on top of the base cover in case of unfortunate death due to an accident.

Premium Waiver Rider

It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.

Hospi Cash Benefit Rider

Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.

Other Term Insurance Companies

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
📞 Call Free