Smart Swadhan Supreme Plan vs Iprotect Super Term Plan Term Insurance Plan 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity

Google Ratings (2500+)

★★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

Usually, a term plan provides financial security to your loved ones in return for the premium you have paid during the policy term. But once in a while, the thought of outliving your term insurance plan comes to your mind. Such as, what will happen if I survive the whole policy term? What will happen to my paid premiums? Will I get those back? Fortunately, term return of premium plans do so!

Such a plan is SBI Smart Swadhan Supreme which offers dual benefits of long-term protection along with the return of a premium option if you survive the whole policy term. It is a pure protection plan which offers protection at an affordable cost with the flexibility to choose a term from 10 to 30 years.

SBI Life Smart Swadhan Supreme Plan offers you a range of benefits including:

  • Return of Premium Benefit
  • Multiple Premium Payment Term
  • Tax Benefits As Per Laws
  • Flexible Policy Term
  • Life Cover Up To 75 Years
  • Death Benefit
PLAN DETAILS

Smart Swadhan Supreme Plan

Iprotect Super Term Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Maturity benefits
  • Flexible policy term
  • Tax benefits under section 80C
  • Term Plan for Self-employed
  • Premium Break Option
  • Smart Exit Benefit
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age- 85 years
Plan Sum Assured Basic Sum Assured: ₹25L to No LImit Base sum assured- Rs 50 lakhs to Rs 1 crore
Plan Entry Age Minimum Age - 18 years Maximum Age - 60 years Minimum age- 18 years, Maximum age- 55 years
Plan Payment modes Yearly, Half-Yearly, and Monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under SBI Smart Swadhan Supreme Plan. No policy loan is available under this plan.
Plan Sample Premium Rs 521-/ per month Rs 761/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 15 years Maximum term - 30 years Minimum policy term- 20 years, Maximum policy term- 85 years minus entry age
Claim Settlement Ratio (2024-25) 98.83% 99.33%
Recommended Videos
SBI Term Insurance | Best Life Insurance Policy In India

SBI Term Insurance | Best Life Insurance Policy In India

 -

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with SBI Smart Swadhan Supreme Plan

You can add the following riders to your SBI Smart Swadhan Supreme Plan:

SBI Life Accidental Death Benefit Rider

Accidental Death Benefits Rider provides an additional sum if the policyholder dies within 120 days of the accident.

SBI Life Accidental Total and Permanent Disability Rider

Accidental Total and Permanent Disability Rider covers the policyholder if any accident occurs that leads to the permanent disability of the policyholder.

Compare with Other Plans

Other Term Insurance Companies

  • Term Insurance
  • Life Insurance

LIC Term Insurance

HDFC Term Insurance

ICICI Term Insurance

SBI Life Term Insurance

Axis Max Life Term Insurance

TATA AIA Term Insurance

PNB Metlife Term Insurance

Bajaj Life Term Insurance

Bandhan Life Term Insurance

Kotak Life Term Insurance

Canara HSBC OBC Term Insurance

Bharti AXA Term Insurance

Aviva Term Insurance

Indiafirst Term Insurance

Exide Life Term Insurance

Edelweiss Tokio Term Life Insurance

Ageas Federal Term Insurance

Future Generali Term Insurance

Birla Sun Life Term Insurance

Reliance Term Insurance

Pramerica Term Insurance

Term Insurance Articles

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews

You May Also Know About

Term Insurance Best Term Insurance Plans Best Term Insurance Companies Term Insurance Calculator 1 Crore Term Insurance
📞 Call Free