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Smart Total Elite Protection Plan
605/- per month
VS
Mera Term Plan Plus
545-/ per month
Axis Max Life Smart Total Elite Protection Term Plan is a pure risk protection plan built to give flexible and long-term financial security at an affordable cost. This plan allows you to defer your premiums for 12 months while your coverage stays intact. It allows you to design your term plan and add additional coverage against accidental disability and critical illnesses.
Axis Max Life Smart Total Elite Protection offers you a range of benefits including:
| PLAN DETAILS |
Smart Total Elite Protection Plan |
Mera Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 85 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Base sum assured: 20 lakhs to no limit. | Basic Sum Assured: ₹₹5,000 per member to no limit |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 15 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, Semi-Annual, quarterly and Monthly |
| Plan Policy loan | The policy loan is not available under Smart Total Elite Protection Plan. | The policy loan is not available under PNB Metlife Mera Term Plan Plus. |
| Plan Sample Premium | Rs 605/- per month | Rs 545-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 10 years Maximum term - 67 years | Minimum term - 10 years Maximum term - 99- entry age |
| Claim Settlement Ratio (2024-25) | 99.65 | 99.57% |
|
Max Life Smart Term Plan PNB Metlife Mera Term Plan Plus |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Axis Max Life STEP plan:
Axis Max Life Waiver of Premium Plus rider supports the insurer and their family by waiving off all future premiums of the term plan, in case of the occurrence of any of the following events- Critical Illness or Permanent Disability.
Under the critical illness rider, the policyholder receives an additional sum assured along with the base sum assured of the policy, in case of diagnosis of any 40 listed critical diseases.
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